Essex County and Saugus Town property record for 102 Central St, Unit 4D, Saugus, MA 01906
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,507 sqft · built 2006 |
| Owner | 2 Company Names on Record |
| Last Sale | $488,000 (Feb 2021) |
| Tax Bill | $5,776 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:012-F B:0014 L:0016 |
| Primary APN | SAUG M:012-F B:0014 L:0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,507 sqft Living Area |
| Gross Area | 2,471 sqft |
| 1st Floor Area | 1,507 sqft |
| Basement Area | 964 sqft |
| Unfinished Basement | 964 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 102 CENTRAL ST, 4D |
|---|---|
| City | SAUGUS |
| State | MA |
| Zip | 01906-1295 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 14 |
| Legal Lot Number | 16 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 102 CENTRAL ST, 4D, SAUGUS, MA 01906-1295 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Feb 26, 2021 | Condominium Deed, Transfer |
| Jun 18, 2019 | Condominium Deed, Transfer NOT AVAILABLE |
| Jun 18, 2019 | Condominium Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on Record |
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 20218910 |
| Deed Book / Page | 39584 / 82 |
| Prior Transfer Date | Jun 12, 2019 |
| Prior Transfer Doc | 37596-440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 102 CENTRAL ST UNIT 4D, 4D, SAUGUS, MA 01906-1295 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40304-531 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 40304/531 |
| Instrument | 20210923000070 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Feb 26, 2021 |
| Property Address | 102 CENTRAL ST UNIT 4D, 4D, SAUGUS, MA 01906-1295 |
| Document Number | 39584-82 |
| Book / Page | 39584 / 82 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 20210226008910 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 CENTRAL ST UNIT 4D, 4D, SAUGUS, MA 01906-1295 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 18, 2019 |
| Property Address | 102 CENTRAL ST UNIT 4D, 4D, SAUGUS, MA 01906-1295 |
| Document Number | 37596-438 |
| Book / Page | 037596 / 000438 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 1906184130 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,553.83 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 ASPEN ST HUDSON NH 030514702, HUDSON, NH 03051-4702 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 18, 2019 |
| Property Address | 102 CENTRAL ST UNIT 4D, 4D, SAUGUS, MA 01906-1295 |
| Document Number | 37596-440 |
| Book / Page | 037596 / 000440 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 1906184140 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 CENTRAL ST #4D SAUGUS MA 019061295, 4D, SAUGUS, MA 01906-1295 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,776.00 (+3.59%) | $540,800 (+3.28%) Building $540,800 | $1,185,600 |
| 2024 | $5,576.00 (+8.4%) | $523,600 (+14.62%) Building $523,600 | |
| 2023 | $5,144.00 | $456,800 Building $456,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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