102 Central St, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 102 Central St, Berlin, MA 01503

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,607 sqft · built 2008
Lot Size	14.1 acres (616,659 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2019)
Deeds & Mortgages	Jan 2021 Refinance Jul 2019 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.0-0040-0001.0`

Property Details

APN / Parcel Number

Primary APN	`15.0-0040-0001.0`
Alternative APNs	`BERL M:0150 B:0040 L:0001-0` `M:0150 B:0040 L:0001=0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,607 sqft Living Area
Gross Area	5,939 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	616,659 sqft (14.1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Solar

Location & Zoning

Account Number	15.0-0040-0001.0
Street Address	102 CENTRAL ST
City	BERLIN
State	MA
Zip	01503-1214
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	CHEDCO FARM TRUST
Legal Block	40
Legal Lot Number	1-0
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1035
Census Tract	717100

Owner

Source: Worcester County and Berlin Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 CENTRAL ST, BERLIN, MA 01503-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN
Jul 30, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance SHREWSBURY MUNICIPLE EMPLOYEE FED C
Jan 24, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Jul 5, 2006 · Amount on Record
Deed Book / Page	60792 / 96
Prior Transfer Date	Jun 27, 2019
Prior Transfer Doc	0060792-96
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	102 CENTRAL ST, BERLIN, MA 01503-1214
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064328-129
Date	Jan 27, 2021
Book Page	64328/129
Instrument	12342

Lender

Name	SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN MA
Recording Date	Jul 30, 2019
Property Address	102 CENTRAL ST, BERLIN, MA 01503-1214
Document Number	60792-96
Book / Page	60792 / 96
Instrument Date	Jun 27, 2019
Instrument	74456
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CENTRAL ST, BERLIN, MA 01503-1214

Mortgage

Document Number	74457
Date	Jul 30, 2019
Instrument	74457

Lender

Name	SHREWSBURY MUNICIPLE EMPLOYEE FED C

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN MA
Recording Date	Jan 24, 2019
Property Address	102 CENTRAL ST, BERLIN, MA 01503-1214
Document Number	59969-384
Book / Page	059969 / 000384
Instrument Date	Dec 27, 2018
Instrument	6995
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CENTRAL ST BERLIN MA 015031214, BERLIN, MA 01503-1214

Tax Assessment & Valuation

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$951,160 (+0.06%) Land $263,260 Building $687,900	$869,938
2024	$950,620 (+18.62%) Land $262,720 Building $687,900
2023	$801,420 Land $228,520 Building $572,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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