102 Cedar Rd, Chester, MD 21619 Property Records

Queen Anne's County property record for 102 Cedar Rd, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,888 sqft · built 1977
Lot Size	1.99 acres (87,000 sqft)
Owner	Individual Name on Record
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-076303`

Property Details

APN / Parcel Number

Primary APN	`04-076303`
Alternative APNs	`4076303` `076303`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,000 sqft (1.99 acres)
Lot Dimensions	435 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	560 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	076303
Street Address	102 CEDAR RD
City	CHESTER
State	MD
Zip	21619-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOTS 70-71 BENTONS PLEASURE
Legal Subdivision	BENTONS PLEASURE
Legal Lot Number	70,71
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2029
Census Tract	811000

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 CEDAR RD, CHESTER, MD 21619-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC
Sep 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 3, 2021
Transfer Doc	0036320299
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Mar 9, 2021
Property Address	102 CEDAR RD, CHESTER, MD 21619-2226
Document Number	0036320299
Book / Page	3632 / 299
Map Reference	MB 1 FO 2
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CEDAR RD, CHESTER, MD 21619-2226

Mortgage

Document Number	0003632303
Date	Mar 9, 2021
Instrument	3632/303

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 29, 2020
Property Address	102 CEDAR RD, CHESTER, MD 21619-2226
Document Number	0034630083
Book / Page	003463 / 000083
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19206 PORTERSTOWN RD KEEDYSVILLE MD 217561434, KEEDYSVILLE, MD 21756-1434

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,400 (+4.97%) Land $195,800 Building $213,600	$409,400 (-) Land $195,800 Building $213,600
2025	$3,650.00 (+10.34%) Homeowner's exemption	$390,000 (+11.05%)	$409,400 (+16.57%) Land $195,800 Building $213,600
2023	$3,308.00 Homeowner's exemption	$351,200 Land $180,300 Building $170,900	$351,200 Land $180,300 Building $170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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