Cumberland County property record for 102 Carmichael Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,156 sqft · built 1978 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (May 2026) |
| Tax Bill | $2,664 (2026) |
| Deeds & Mortgages | May 2026 Sale Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-57-2879 |
| Primary APN | 0501-57-2879 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,156 sqft Heated Area |
| 1st Floor Area | 1,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 153 ft deep x 63 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 102 CARMICHAEL LN |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | MANCHESTER FOREST LO:53 SE:01 PL:0044-0080 |
| Legal Subdivision | MANCHESTER FOREST |
| Legal Block | 57 |
| Legal Lot Number | 53 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3501 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6290 YADKIN RD, FAYETTEVILLE, NC 28303-2649 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 29, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 3, 2022 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| May 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jun 3, 2022 · Amount on Record |
| Deed Document Number | 202617760 |
| Deed Book / Page | 12538 / 434 |
| Prior Transfer Date | May 22, 2020 |
| Prior Transfer Doc | 0107710670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | May 29, 2026 |
| Property Address | 102 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Number | 0125380434 |
| Book / Page | 12538 / 434 |
| Instrument Date | May 29, 2026 |
| Instrument | 202617760 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $28,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 6290 YADKIN RD, FAYETTEVILLE, NC 28303-2649 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 3, 2022 |
| Property Address | 102 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Number | 0114890482 |
| Book / Page | 11489 / 482 |
| Map Reference | MB 44 PG 80 |
| Instrument Date | May 20, 2022 |
| Instrument | 22892 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 FLORIDA AVE, 204, MOREHEAD CITY, NC 28557-2614 |
| Name | Verified Name |
|---|---|
| Address | 102 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Number | 0000022893 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 22893 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | May 22, 2020 |
| Property Address | 102 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Number | 0107710670 |
| Book / Page | 010771 / 000670 |
| Instrument Date | May 22, 2020 |
| Instrument | 17563 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 CARMICHAEL LN SPRING LAKE NC 283903220, SPRING LAKE, NC 28390-3220 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,664.00 | ||
| 2025 | $2,664.00 (+48.16%) | $129,465 (+42.05%) Land $28,000 Building $101,465 | $129,465 (+42.05%) Land $28,000 Building $101,465 |
| 2024 | $1,798.00 (+11.19%) | $91,138 (-) Land $15,000 Building $76,138 | $91,138 (-) Land $15,000 Building $76,138 |
| 2023 | $1,617.00 (+0.37%) | $91,138 Land $15,000 Building $76,138 | $91,138 Land $15,000 Building $76,138 |
| 2022 | $1,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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