Cumberland County property record for 107 Carmichael Ln, Spring Lake, NC 28390 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1978 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,038 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-58-6009 |
| Primary APN | 0501-58-6009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Heated Area |
| 1st Floor Area | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 140 ft deep x 129 ft wide |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 107 CARMICHAEL LN |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANCHESTER FOREST LO:45 SE:01 PL:0044-0080 |
| Legal Subdivision | MANCHESTER FOREST |
| Legal Block | 58 |
| Legal Lot Number | 45 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3501 |
Source: Cumberland County records · APN 0501-58-6009
Assessment roll updated December 19, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 107 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 07, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 09, 2026 |
| Transfer Doc | 0000019591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 11, 2026 |
| Property Address | 107 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Number | 0000019591 |
| Book / Page | 12549 / 295 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202619591 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 107 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 107 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0106890110 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 10689/110 |
| Instrument | 04472 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland County records · Assessment roll updated December 19, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 (+78.3%) | $133,193 (+42.87%) Land $28,000 Building $105,193 | $133,193 (+42.87%) Land $28,000 Building $105,193 |
| 2024 | $1,143.00 (-30.52%) | $93,225 (-) Land $15,000 Building $78,225 | $93,225 (-) Land $15,000 Building $78,225 |
| 2023 | $93,225 Land $15,000 Building $78,225 | $93,225 Land $15,000 Building $78,225 | |
| 2019 | $1,645.00 |
Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), updated March 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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