Cumberland County property record for 101 Carmichael Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,216 sqft · built 1978 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,500 (Jul 2006) |
| Tax Bill | $2,735 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-58-2095 |
| Primary APN | 0501-58-2095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,216 sqft Heated Area |
| 1st Floor Area | 856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 45 ft deep x 191 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 101 CARMICHAEL LN |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | MANCHESTER FOREST LO:42 SE:01 PL:0044-0080 |
| Legal Subdivision | MANCHESTER FOREST |
| Legal Block | 58 |
| Legal Lot Number | 42 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3501 |
Source: Cumberland County records · APN 0501-58-2095
Assessment roll updated December 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 SHORELINE DR, RAEFORD, NC 28376-6152 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 12, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 06, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage PIMLICO REFIANCE LLC |
| Sep 18, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Aug 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2006 · Amount on Record |
| Deed Sale | Jul 12, 2006 · Amount on Record |
| Deed Book / Page | 7298 / 240 |
| Last Transfer Date | Dec 15, 2022 |
| Transfer Doc | 0116650423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 12, 2025 |
| Property Address | 101 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Number | 0123760822 |
| Book / Page | 12376 / 822 |
| Map Reference | MB 44 PG 80 |
| Instrument Date | Oct 09, 2025 |
| Instrument | 35785 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 SHORELINE DR, RAEFORD, NC 28376-6152 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Feb 06, 2023 |
| Property Address | 101 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Number | 0116650423 |
| Book / Page | 11665 / 423 |
| Map Reference | MB 44 PG 80 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 3377 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1943 OAKVIEW DR, FAYETTEVILLE, NC 28304-2624 |
| Name | Verified Name |
|---|---|
| Address | 4310 CUMBERLAND RD, FAYETTEVILLE, NC 28306-6700 |
| Document Number | 0116650426 |
|---|---|
| Date | Feb 06, 2023 |
| Book Page | 11665/426 |
| Instrument | 3378 |
| Name | PIMLICO REFIANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BALTIMORE, MD 21209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 101 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 190 SHORELINE DR, RAEFORD, NC 28376-6152 |
| Document Number | 0108790356 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 10879/356 |
| Instrument | 34250 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, NC 28304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 21, 2020 |
| Property Address | 101 CARMICHAEL LN, SPRING LAKE, NC 28390-3220 |
| Document Number | 0108530306 |
| Book / Page | 010853 / 000306 |
| Instrument Date | Jun 20, 2020 |
| Instrument | 30090 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 SHORELINE DR RAEFORD NC 283766152, RAEFORD, NC 28376-6152 |
Source: Cumberland County records · Assessment roll updated December 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,735.00 (+44.18%) | $132,333 (+43.7%) Land $28,000 Building $104,333 | $132,333 (+43.7%) Land $28,000 Building $104,333 |
| 2024 | $1,897.00 (+10.94%) | $92,088 (-) Land $15,000 Building $77,088 | $92,088 (-) Land $15,000 Building $77,088 |
| 2023 | $1,710.00 | $92,088 Land $15,000 Building $77,088 | $92,088 Land $15,000 Building $77,088 |
| 2022 | $1,710.00 |
Source: FEMA National Flood Hazard Layer as of March 12, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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