Benton County property record for 102 4th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.132 acres (5,767 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Oct 2007) |
| Tax Bill | $1,790 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00290.00 |
| Primary APN | 17.00290.00 |
|---|
| Lot Area | 5,767 sqft (0.132 acres) |
|---|
| Street Address | 102 4TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-001 BLOCK-022 NLY 56 FT OF LOTS 1,2,3 & 4 & SWLY 3 FT OF NWLY 56 FT OF LOT 5 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | EAST ST CLOUD |
| Legal Block | 22 |
| Legal Lot Number | 1-5 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5045 |
| Census Tract | 21201 |
Source: Benton County assessment roll, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 4TH AVE SE, SAINT CLOUD, MN 56304-0722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 8, 2007 · Amount on Record |
| Deed Sale | Oct 8, 2007 · Amount on Record |
| Deed Document Number | 20071352156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 102 4TH AVE SE, SAINT CLOUD, MN 56304-0722 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | TRI COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 444233 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 444233 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,790.00 (-32.09%) Homeowner's exemption | $157,400 (+8.25%) Land $25,000 Building $132,400 | $157,400 (+8.25%) Land $25,000 Building $132,400 |
| 2023 | $2,636.00 | $145,400 Land $25,000 Building $120,400 | $145,400 Land $25,000 Building $120,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, BIF IV Intrepid HoldCo, Lumen Technologies, T-Mobile USA.
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