112 4th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 112 4th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.154 acres (6,749 sqft)
OwnerIndividual Name on File
Tax Bill$2,330 (2026)
Deeds & MortgagesJul 2021 Transfer
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17.00302.00

Property Details

APN / Parcel Number

Primary APN17.00302.00

Exterior

Lot Area6,749 sqft (0.154 acres)

Location & Zoning

Street Address112 4TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-0722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-023 BLOCK-022 & LOT 24
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionEAST ST CLOUD
Legal Block22
Legal Lot Number23-24
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group5
Census Block5045
Census Tract21201

Owner

Source: Benton County records · APN 17.00302.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address112 4TH AVE SE, SAINT CLOUD, MN 56304-0722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Affidavit of Death of Joint Tenant, Transfer
Dec 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
GREAT RIVER FCU
Dec 28, 2018Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 21, 2008
Transfer Doc1354750
Record UpdatedSep 20, 2026

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBENTON MN
Recording DateJul 12, 2021
Property Address112 4TH AVE SE, SAINT CLOUD, MN 56304-0722
Document Number453763
Instrument DateJul 09, 2021
Instrument453763
Transaction TypeTransfer
Record UpdatedJul 29, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 4TH AVE SE, SAINT CLOUD, MN 56304-0722

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address112 4TH AVE SE, SAINT CLOUD, MN 56304-0722
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number440139
DateDec 11, 2019
Instrument440139
Lender
NameGREAT RIVER FCU
TypeCredit Union
AddressSAINT CLOUD, MN 56301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 06, 2034

December 2018: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionBENTON MN
Recording DateDec 28, 2018
Property Address112 4TH AVE SE, SAINT CLOUD, MN 56304-0722
Document Number433509
Instrument DateDec 17, 2018
Instrument433509
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 4TH AVE SE, SAINT CLOUD, MN 56304-0722

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,330.00 (+14.1%)$161,700 (+8.31%) Land $25,000 Building $136,700$161,700 (+8.31%) Land $25,000 Building $136,700
2025$2,042.00 (+9.9%)$149,300 (+1.63%) Land $25,000 Building $124,300$149,300 (+1.63%) Land $25,000 Building $124,300
2023$1,858.00$146,900 Land $25,000 Building $121,900$146,900 Land $25,000 Building $121,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, BIF IV Intrepid HoldCo, Lumen Technologies, T-Mobile USA.

Based on FCC filings for 252 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 4th Ave SE

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