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22 4th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 22 4th Ave SE, Saint Cloud, MN 56304 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size3,125 sqft (0.071 acres)
Last Sale$699,806 (2025)
Tax Bill$392.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.00157.00

Interior

Units2 Units

Exterior

Lot Area3,125 sqft (0.071 acres)

Location & Zoning

Street Address22 4TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-0720
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionSECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-026 BLOCK-002
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionEAST ST CLOUD
Legal Block2
Legal Lot Number26
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5037
Census Tract21201

Owner

Source: Benton County records · APN 17.00157.00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 162, SAUK RAPIDS, MN 56379-0162
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Warranty Deed, Transfer · Line of Credit
DEERWOOD BANK
Nov 04, 2025Warranty Deed, Transfer · Line of Credit
DEERWOOD BANK
Oct 01, 2021Warranty Deed, Transfer
TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT
Oct 01, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 01, 2021Quit Claim Deed, Transfer · Line of Credit
TRUSTONE FINANCIAL CU
Oct 01, 2021Quit Claim Deed, Transfer · Line of Credit
TRUSTONE FINANCIAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2025 · Amount on Record
Deed SaleNov 04, 2025 · Amount on Record
Prior SaleOct 29, 2025 · Amount on Record
Deed Doc Number20252528
Prior Transfer DateJan 01, 2017
Prior Transfer Doc0000002404
Record RefreshedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 29, 2025
Property Address22 4TH AVE SE, SAINT CLOUD, MN 56304-0720
Document Number0000480159
Instrument DateOct 24, 2025
Instrument480159
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,309.36
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 162, SAUK RAPIDS, MN 56379-0162
InvestorPossibly a Property Investor

Mortgage

Document Number0000480160
DateOct 29, 2025
Instrument480160
Lender
NameDEERWOOD BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term64 Months
DueFeb 24, 2031

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateNov 04, 2025
Property Address22 4TH AVE SE, SAINT CLOUD, MN 56304-0720
Document Number0000002528
Instrument DateOct 24, 2025
Instrument2528
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,309.36
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 162, SAUK RAPIDS, MN 56379-0162

Mortgage

Document Number0000002529
DateNov 04, 2025
Instrument2529
Lender
NameDEERWOOD BANK
TypeBank
AddressWAITE PARK, MN 56387
Agreement
TypeLine of Credit
AmountAmount Recorded
Term63 Months
DueFeb 24, 2031

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 01, 2021
Property Address22 4TH AVE SE, SAINT CLOUD, MN 56304-0720
Document Number0000002403
Instrument DateSep 24, 2021
Instrument2403
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$2,178.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 WILSON AVE NE # 14, 14, SAINT CLOUD, MN 56304-0403

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 01, 2021
Property Address22 4TH AVE SE, SAINT CLOUD, MN 56304-0720
Document Number0000455784
Instrument DateSep 24, 2021
Instrument455784
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,178.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 WILSON AVE NE # 14, 14, SAINT CLOUD, MN 56304-0403

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateOct 01, 2021
Property Address22 4TH AVE SE, SAINT CLOUD, MN 56304-0720
Document Number0000455783
Instrument DateJan 01, 2017
Instrument455783
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyTRI COUNTY ABSTRACT

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 7TH AVE S, WAITE PARK, MN 56387-1362

Mortgage

Document Number0000455785
DateOct 01, 2021
Instrument455785
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateOct 01, 2021
Property Address22 4TH AVE SE, SAINT CLOUD, MN 56304-0720
Document Number0000002402
Instrument DateJan 01, 2017
Instrument2402
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyTRI COUNTY ABSTRACT

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 7TH AVE S, WAITE PARK, MN 56387-1362

Mortgage

Document Number0000002404
DateOct 01, 2021
Instrument2404
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$392.00 (+10.73%)$11,000 (-) Land $11,000$11,000 (-) Land $11,000
2025$354.00 (-3.28%)$11,000 (-) Land $11,000$11,000 (-) Land $11,000
2023$366.00$11,000 Land $11,000$11,000 Land $11,000

Flood & Wildfire

22 4th Ave SE is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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