10195 Montecito Ln, Palo Cedro, CA 96073 Property Records

Shasta County property record for 10195 Montecito Ln, Palo Cedro, CA 96073

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,772 sqft · built 1980
Lot Size	3.01 acres (131,551 sqft)
Owner	2 Company Names on Record
Last Sale	$645,000 (Oct 2020)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Oct 2020 Sale May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`061-420-010-000`

Property Details

APN / Parcel Number

Primary APN	`061-420-010-000`
Alternative APN	`06142010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,772 sqft Living Area
1st Floor Area	2,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	131,551 sqft
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	061420010000
Street Address	10195 MONTECITO LN
City	PALO CEDRO
State	CA
Zip	96073-9792
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-R-BA-3
Legal Subdivision	PARCEL MAP #174-77
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2001
Census Tract	11900

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10195 MONTECITO LN, PALO CEDRO, CA 96073-9792
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
May 11, 2020	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	202034370
Prior Transfer Date	Apr 23, 2010
Prior Transfer Doc	0000012886
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Oct 8, 2020
Property Address	10195 MONTECITO LN, PALO CEDRO, CA 96073-9792
Document Number	0000034370
Instrument Date	Oct 5, 2020
Instrument	34370
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount Recorded
Tax	$710.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1435 FARMLAND AVE MERCED CA 953408622, MERCED, CA 95340-8622

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	10195 MONTECITO LN, PALO CEDRO, CA 96073-9792
Document Number	0000014989
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10195 MONTECITO LN PALO CEDRO CA 960739792, PALO CEDRO, CA 96073-9792

Mortgage

Document Number	0000014989
Date	May 18, 2020
Instrument	14989

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	REDDING, CA 96003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Elementary School District	North Cow Creek Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,131 (+2%) Land $143,530 Building $568,601
2025	$7,703.00 (+3.05%) Homeowner's exemption	$698,168 (+4.04%) Land $140,716 Building $557,452
2023	$7,475.00 (+2.96%) Homeowner's exemption	$671,058 Land $135,252 Building $535,806
2022	$7,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1996–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA WATER DISTRICT serves 18,767 people · EPA ID CA4510014
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: DigitalPath.

Nearby Properties on Montecito Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures