10151 Montecito Ln, Palo Cedro, CA 96073 Property Records

Shasta County property record for 10151 Montecito Ln, Palo Cedro, CA 96073

Property Summary

Property Type	Rural Home
Details	2,454 sqft · built 1977
Lot Size	3.28 acres (143,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2016)
Tax Bill	$4,836 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-420-012-000`

Property Details

APN / Parcel Number

Primary APN	`061-420-012-000`
Alternative APN	`06142012`

Interior

Stories	1 Story
Building Area	2,454 sqft Living Area
1st Floor Area	2,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	143,312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	061420012000
Street Address	10151 MONTECITO LN
City	PALO CEDRO
State	CA
Zip	96073-9792
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-R-BA-3
Legal Subdivision	PARCEL MAP NO 749 77
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2001
Census Tract	11900

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10151 MONTECITO LN, PALO CEDRO, CA 96073-9792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2016 · Amount on Record
Deed Sale	Aug 19, 2016 · Amount on Record
Deed Document Number	201624312
Prior Transfer Date	Feb 10, 1997
Prior Transfer Doc	0035250053
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	10151 MONTECITO LN, PALO CEDRO, CA 96073-9792
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10151 MONTECITO LN, PALO CEDRO, CA 96073-9792

Mortgage

Document Number	0000005098
Date	Feb 16, 2022
Instrument	2022-0005098

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	351 Months
Due	May 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Apr 7, 2021
Property Address	10151 MONTECITO LN, PALO CEDRO, CA 96073-9792
Document Number	0000014649
Map Reference	MB 13 PG 4
Instrument Date	Mar 31, 2021
Instrument	2021-0014649
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10151 MONTECITO LN, PALO CEDRO, CA 96073-9792

Mortgage

Document Number	0000014650
Date	Apr 7, 2021
Instrument	2021-0014650

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	10151 MONTECITO LN, PALO CEDRO, CA 96073-9792
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017760
Date	Jun 27, 2019
Instrument	2019-0017760

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 20, 2049

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Elementary School District	North Cow Creek Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,578 (+1.97%) Land $94,699 Building $342,879
2025	$4,836.00 (+1.38%)	$429,107 (+4.68%) Land $92,843 Building $336,264
2024	$4,770.00 (+4.4%)
2023	$4,569.00 (+3.65%) Homeowner's exemption	$409,910 Land $89,239 Building $320,671
2022	$4,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1996–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA WATER DISTRICT serves 18,767 people · EPA ID CA4510014
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: DigitalPath.

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