10143 Montecito Ln, Palo Cedro, CA 96073 Property Records

Shasta County property record for 10143 Montecito Ln, Palo Cedro, CA 96073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,704 sqft · built 1978
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2016)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`061-420-013-000`

Property Details

APN / Parcel Number

Primary APN	`061-420-013-000`
Alternative APN	`06142013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Foundation Type	Concrete
Lot Area	143,748 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	061420013000
Street Address	10143 MONTECITO LN
City	PALO CEDRO
State	CA
Zip	96073-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R-BA-3
Legal Subdivision	PARCEL MAP 749 77
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2001
Census Tract	11900

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10143 MONTECITO LN, PALO CEDRO, CA 96073-9792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2016 · Amount on Record
Deed Sale	Apr 15, 2016 · Amount on Record
Prior Sale	Jun 14, 2007 · Amount on Record
Deed Document Number	201610553
Last Transfer Date	Dec 31, 2020
Transfer Doc	0000000392
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHASTA CA
Recording Date	Jan 6, 2021
Property Address	10143 MONTECITO LN, PALO CEDRO, CA 96073-9792
Document Number	0000000392
Map Reference	MB 13 PG 4
Instrument Date	Dec 31, 2020
Instrument	2021-0000392
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10143 MONTECITO LN, PALO CEDRO, CA 96073-9792

Mortgage

Document Number	0000000393
Date	Jan 6, 2021
Instrument	2021-0000393

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	10143 MONTECITO LN, PALO CEDRO, CA 96073-9792
Document Number	0000027188
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10143 MONTECITO LN PALO CEDRO CA 960739792, PALO CEDRO, CA 96073-9792

Mortgage

Document Number	0000027188
Date	Sep 17, 2019
Instrument	27188

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	REDDING, CA 96003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Elementary School District	North Cow Creek Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$392,420 (+2%) Land $108,669 Building $283,751
2025	$4,328.00 (+3.1%) Homeowner's exemption	$384,727 (+4.04%) Land $106,539 Building $278,188
2023	$4,198.00 (+3.12%) Homeowner's exemption	$369,789 Land $102,402 Building $267,387
2022	$4,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1996–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA WATER DISTRICT serves 18,767 people · EPA ID CA4510014
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: DigitalPath.

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