Hernando County property record for 10194 Vancouver Rd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,348 sqft · built 1982 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Oct 2019) |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5080-0430-0010 |
| Primary APN | R32-323-17-5080-0430-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 94 ft wide |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 269 sqft |
| Patio Area | 100 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00273901 |
|---|---|
| Street Address | 10194 VANCOUVER RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-6578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 8 BLK 430 LOT 1 ORB 1205 PGS 619-23 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 25 |
| Legal Subdivision | SPRING HILL UN 8 |
| Legal Block | 430 |
| Legal Lot Number | 1 |
| Legal Unit | 8 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 40901 |
10194 Vancouver Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10194 VANCOUVER RD, SPRING HILL, FL 34608-6578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG |
| Jul 9, 2018 | Loan Modification, Mortgage · Conventional with PMI FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on File |
| Deed Sale | Oct 1, 2019 · Amount on File |
| Prior Sale | Aug 15, 2006 · Amount on File |
| Deed Document Number | 2019061330 |
| Deed Book / Page | 3756 / 0811 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 1, 2019 |
| Property Address | 10194 VANCOUVER RD, SPRING HILL, FL 34608-6578 |
| Document Number | 0037560811 |
| Book / Page | 003756 / 000811 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 61330 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | CHELSEA TITLE/THE NATURE COAST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10194 VANCOUVER RD SPRING HILL FL 346086578, SPRING HILL, FL 34608-6578 |
| Document Number | 37560812 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 003756/000812 |
| Instrument | 61331 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10194 VANCOUVER RD, SPRING HILL, FL 34608-6578 |
| Document Number | 0036430676 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 379 STORNOWAY DR CLAYTON GA 305254144, CLAYTON, GA 30525-4144 |
| Document Number | 0036430676 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 003643/000676 |
| Instrument | 69228 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 15, 2058 |
| Rate | 4.37% |
|---|
The 2025 property tax bill for 10194 Vancouver Rd was $874 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $874.00 Additional exemption filed | $128,093 | $224,679 Land $42,533 Building $182,146 |
| 2023 | $120,857 Land $120,857 | ||
| 2022 | $802.00 | $216,024 Land $38,455 Building $177,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10194 Vancouver Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10194 Vancouver Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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