10169 Vancouver Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10169 Vancouver Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,098 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2021)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2021 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0418-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0418-0180`
Alternative APNs	`00272546` `272546`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,098 sqft Living Area
1st Floor Area	2,098 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	362 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00272546
Street Address	10169 VANCOUVER RD
City	SPRING HILL
State	FL
Zip	34608-6577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 418 LOT 18 ORB 313 PG 600
Legal Range	17E
Legal Township	23S
Legal Section	25
Legal Subdivision	SPRING HILL UN 8
Legal Block	418
Legal Lot Number	18
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3016
Census Tract	40901

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10169 VANCOUVER RD, SPRING HILL, FL 34608-6577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 20, 2021	Warranty Deed, Transfer · Construction Mortgage PANTHEON CAPITAL ADVISORS INC
Apr 27, 2021	Warranty Deed, Transfer SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit GTE FCU
Jul 1, 2018	Loan Modification, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Document Number	2021072458
Deed Book / Page	4061 / 1253
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 28, 2021
Property Address	10169 VANCOUVER RD, SPRING HILL, FL 34608-6577
Document Number	0040611253
Book / Page	4061 / 1253
Map Reference	MB 8 PG 27
Instrument Date	Sep 23, 2021
Instrument	2021072458
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3181 LIVING CORAL DR, 3181, ODESSA, FL 33556-5134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10169 VANCOUVER RD, SPRING HILL, FL 34608-6577
Investor	Possibly a Property Investor

Mortgage

Document Number	40611255
Date	Sep 28, 2021
Instrument	4061/1255

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 20, 2021
Property Address	10169 VANCOUVER RD, SPRING HILL, FL 34608-6577
Document Number	0040001000
Book / Page	4000 / 1000
Map Reference	MB 8 PG 27-37
Instrument Date	May 5, 2021
Instrument	2021037298
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13435 BANYAN RD, SPRING HILL, FL 34609-7917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14122 OAKHAM ST, TAMPA, FL 33626-5004

Mortgage

Document Number	0040001006
Date	May 20, 2021
Book Page	4000/1006
Instrument	2021037300

Lender

Name	PANTHEON CAPITAL ADVISORS INC
Type	Non-Lending Institution
Address	GARNER, NC 27529

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 5, 2021

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 27, 2021
Property Address	10169 VANCOUVER RD, SPRING HILL, FL 34608-6577
Document Number	0039871838
Book / Page	3987 / 1838
Map Reference	MB 8 PG 27-37
Instrument Date	Apr 19, 2021
Instrument	2021029969
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10169 VANCOUVER RD, 10169, SPRING HILL, FL 34608-6577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13435 BANYAN RD, SPRING HILL, FL 34609-7917

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10169 VANCOUVER RD, SPRING HILL, FL 34608-6577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035180575
Date	Oct 23, 2017
Book Page	3518/0575
Instrument	2017060011

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	10169 VANCOUVER RD, SPRING HILL, FL 34608-6577
Document Number	0036130348
Instrument Date	Jul 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10169 VANCOUVER RD SPRING HILL FL 346086577, SPRING HILL, FL 34608-6577

Mortgage

Document Number	0036130348
Date	Aug 14, 2018
Book Page	003613/000348
Instrument	49100

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,254.00 (+0.47%) Additional exemption filed	$337,451 (+5.99%)	$347,708 (+3.89%) Land $36,961 Building $310,747
2023		$318,389 (+3%) Land $21,306 Building $297,083
2022	$4,234.00 Homeowner's exemption	$309,116 Land $24,077 Building $285,039	$334,686 Land $33,476 Building $301,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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