10191 Vancouver Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10191 Vancouver Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,286 sqft · built 1989
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$356,000 (Jan 2023)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0417-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0417-0080`
Alternative APNs	`00272341` `272341`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	3,106 sqft
1st Floor Area	2,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide

Exterior Amenities

Pool Area	315 sqft
Porch	Enclosed Porch
Porch Area	1,660 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00272341
Street Address	10191 VANCOUVER RD
City	SPRING HILL
State	FL
Zip	34608-6579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 417 LOT 8
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	417
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3017
Census Tract	40901

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10191 VANCOUVER RD, SPRING HILL, FL 34608-6579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Personal Representative Deed, Transfer SOUTHEAST TITLE
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Jul 27, 1999 · Amount on Record
Deed Document Number	20234329
Deed Book / Page	4260 / 333
Prior Transfer Date	Sep 13, 2007
Prior Transfer Doc	0025161140
Record Updated	Jun 8, 2026

January 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 20, 2023
Property Address	10191 VANCOUVER RD, SPRING HILL, FL 34608-6579
Document Number	0042600331
Book / Page	4260 / 331
Map Reference	MB 8 PG 27-37
Instrument Date	Jan 12, 2023
Instrument	2023004328
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	SOUTHEAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 NE 7TH AVE, DELRAY BEACH, FL 33483-5615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 VANCOUVER RD, SPRING HILL, FL 34608-6577

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 20, 2023
Property Address	10191 VANCOUVER RD, SPRING HILL, FL 34608-6579
Document Number	0042600333
Book / Page	4260 / 333
Map Reference	MB 8 PG 27-37
Instrument Date	Jan 7, 2023
Instrument	2023004329
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 NE 7TH AVE, DELRAY BEACH, FL 33483-5615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10191 VANCOUVER RD, SPRING HILL, FL 34608-6579

Mortgage

Document Number	0004260337
Date	Jan 20, 2023
Instrument	4260/337

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	10191 VANCOUVER RD, SPRING HILL, FL 34608-6579
Document Number	0035760051
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10191 VANCOUVER RD SPRING HILL FL 346086579, SPRING HILL, FL 34608-6579

Mortgage

Document Number	0035760051
Date	Apr 23, 2018
Book Page	003576/000051
Instrument	24401

Lender

Name	WFB NA
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 22, 2058

Interest

Rate	2%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00 (+5.28%)	$330,663 (+9.02%) Land $31,000 Building $299,663	$330,663 (+9.02%) Land $31,000 Building $299,663
2023		$303,308 (+134.31%) Land $52,786 Building $250,522
2022	$4,606.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$129,446	$303,308 Land $28,100 Building $275,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Vancouver Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures