Berrien County property record for 1019 State St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,992 sqft · built 1883 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,000 (Oct 2012) |
| Tax Bill | $9,089 (2025) |
| Deeds & Mortgages | Nov 2020 Construction Loan Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-3170-0077-01-3 |
| Primary APN | 76-3170-0077-01-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,992 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 968 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 90 ft deep x 68 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1019 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | THE NWLY 90'OF LOT 5 BLK 52 WHOSE SELY BDY IS PAR TO NWLY BDY OF SD LOT ALSO SWLY 2'OF NWLY 90'OF LOT 6 BLK 52 B C HOYT'S |
| Legal Subdivision | HOYTS SECOND ADD |
| Legal Block | 52 |
| Legal Lot Number | 5-6 |
| Legal Unit | 5,6,6 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 801 |
Source: Berrien County assessment roll, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1019 STATE ST, SAINT JOSEPH, MI 49085-1465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Construction Mortgage EDGEWATER BANK |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2012 · Amount on Record |
| Deed Sale | Oct 31, 2012 · Amount on Record |
| Prior Sale | Jun 6, 1997 |
| Deed Book / Page | 3013 / 2555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1019 STATE ST, SAINT JOSEPH, MI 49085-1485 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03299/1018 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 3299/1018 |
| Name | EDGEWATER BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.51% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.51% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.51% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1019 STATE ST, SAINT JOSEPH, MI 49085-1485 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1019 STATE ST, SAINT JOSEPH, MI 49085-1485 |
| Document Number | 03369/2367 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 3369/2367 |
| Instrument | 2022349389 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,800 (+13.24%) | $629,600 (+13.24%) | |
| 2025 | $9,089.00 (+16.51%) | ||
| 2023 | $278,000 | $556,000 | |
| 2022 | $7,801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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