1007 State St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1007 State St, Saint Joseph, MI 49085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,096 sqft · built 1918
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on File
Last Sale	$445,000 (Aug 2022)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-3170-0080-00-6`

Property Details

APN / Parcel Number

Primary APN	`76-3170-0080-00-6`
Alternative APN	`11-76-3170-0080-00-6`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,096 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 STATE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 52 B C HOYT'S SECOND ADD TO CITY OF ST JOSEPH
Legal Subdivision	HOYTS SECOND ADD
Legal Block	52
Legal Lot Number	7
Legal Unit	7
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2028
Census Tract	801

Owner

Source: Berrien County records · APN 76-3170-0080-00-6

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1007 STATE ST, SAINT JOSEPH, MI 49085-1465
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Jul 07, 2006 · Amount on Record
Deed Document Number	2022361411
Deed Book / Page	3384 / 2273
Prior Transfer Date	Nov 18, 2005
Prior Transfer Doc	02754/1244
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 31, 2022
Property Address	1007 STATE ST, SAINT JOSEPH, MI 49085-1465
Document Number	03384/2273
Book / Page	3384 / 2273
Map Reference	LB 1 PG 18
Instrument Date	Aug 25, 2022
Instrument	2022361411
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2708 TELFAIR CIRCLE NE, ATLANTA, GA 30324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1007 STATE ST, SAINT JOSEPH, MI 49085-1465

Mortgage

Document Number	0033842247
Date	Aug 31, 2022
Instrument	3384-2247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,500 (+24.6%)	$471,000 (+24.6%)
2025	$7,153.00 (-0.24%) Homeowner's exemption	$189,000 (+14.82%)	$378,000 (+14.82%)
2024	$7,170.00 (+18.18%)
2023		$164,600	$329,200
2022	$6,067.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.