Berrien County property record for 1020 State St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,442 sqft · built 1900 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,344 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-3170-0066-01-1 |
| Primary APN | 76-3170-0066-01-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Living Area |
| 1st Floor Area | 1,202 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 1020 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | LOT 4 BLK 51 B C HOYT'S SECOND ADD TO THE CITY OF ST JOSEPH & COM AT SELY COR LOT 3 BLK 51 SD ADD TH N30DEG E ON STATE ST 4' TH N60DEG W 75' TH N3DEG26'E 6.7' TH N60DEG W 54' TH S30DEG W 10' TO SWLY LN OF SD LOT 3 TH S60DEG E 132' TO BEG EXC COM AT W |
| Legal Subdivision | HOYTS SECOND ADD |
| Legal Block | 51 |
| Legal Lot Number | 3-4 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 801 |
1020 State St is owned and occupied by an individual.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 STATE ST, SAINT JOSEPH, MI 49085-1466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1020 State St was $4,344 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,300 | $486,600 | |
| 2025 | $4,344.00 | ||
| 2023 | $175,100 | $350,200 | |
| 2022 | $3,881.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1020 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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