1019 Phillips St, Cambridge, MD 21613 Property Records

Dorchester County property record for 1019 Phillips St, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,050 sqft · built 1959
Lot Size	0.096 acres (4,162 sqft)
Owner	2 Individual Names on File
Tax Bill	$685 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-166737`

Property Details

APN / Parcel Number

Primary APN	`07-166737`
Alternative APNs	`7166737` `166737`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	4,162 sqft (0.096 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	166737
Street Address	1019 PHILLIPS ST
City	CAMBRIDGE
State	MD
Zip	21613-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L93A-PT95-4,162 SF 1019 PHILLIPS STREET CAMBRIDGE
Legal Subdivision	CITY OF CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3017
Census Tract	970600

Owner

Source: Dorchester County records · APN 07-166737

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1019 PHILLIPS ST, CAMBRIDGE, MD 21613-2711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 02, 2011
Transfer Doc	0010270420
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	Jun 30, 2026
Property Address	1019 PHILLIPS ST, CAMBRIDGE, MD 21613-2711
Document Number	2024000374
Book / Page	2024 / 374
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	POWERHOUSE TITLE LLC, POWERHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 CHOPTANK AVE, CAMBRIDGE, MD 21613-1760

Mortgage

Document Number	2024000374,
Date	Jun 30, 2026
Book Page	2024/374

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2057

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,100 (-6.58%) Land $7,100 Building $27,000	$34,100 (-6.58%) Land $7,100 Building $27,000
2025	$685.00 (+15.51%)	$36,500 (+13.71%) Land $6,000 Building $30,500	$36,500 (-) Land $6,000 Building $30,500
2023	$593.00	$32,100	$36,500 Land $6,000 Building $30,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 74% of Maryland
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.