Dorchester County property record for 1008 Phillips St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 976 sqft · built 1945 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Aug 2026) |
| Tax Bill | $908 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-117302 |
| Primary APN | 07-117302 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 976 sqft Total Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 5,600 sqft (0.129 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 117302 |
|---|---|
| Street Address | 1008 PHILLIPS ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L 32-5,600 SQ. FT. 1008 PHILLIPS STREET CAMBRIDGE |
| Legal Subdivision | W HAMILTON SPEDDEN |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970600 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6630 SOUTHWOOD PL, HUGHESVILLE, MD 20637-2986 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Prior Sale | Sep 21, 1989 · Amount on Record |
| Deed Book / Page | 2031 / 170 |
| Prior Transfer Date | Apr 26, 2012 |
| Prior Transfer Doc | 0010850259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Aug 5, 2026 |
| Property Address | 1008 PHILLIPS ST, CAMBRIDGE, MD 21613-2712 |
| Document Number | 2031000170 |
| Book / Page | 2031 / 170 |
| Instrument Date | Jul 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $55,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6630 SOUTHWOOD PL, HUGHESVILLE, MD 20637-2986 |
| Document Number | 2031000176, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 2031/176 |
| Name | JL FINANCING LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jan 7, 2027 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $908.00 (+1%) | $48,600 (+1.46%) | $50,000 (+4.38%) Land $6,100 Building $43,900 |
| 2025 | $899.00 (+16.3%) | $47,900 (+14.5%) Land $6,100 Building $41,800 | $47,900 (-) Land $6,100 Building $41,800 |
| 2023 | $773.00 | $41,833 | $47,900 Land $6,100 Building $41,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, T-Mobile, Verizon.
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