Dorchester County property record for 923 Phillips St, Cambridge, MD 21613
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4,488 sqft · built 2004 |
| Lot Size | 1.03 acres (45,012 sqft) |
| Owner | Company Name on Record |
| Last Sale | $20,000 (Apr 2007) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-131801 |
| Primary APN | 07-131801 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 5,694 sqft Total Area |
| 1st Floor Area | 4,488 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 45,012 sqft (1.03 acres) |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 131801 |
|---|---|
| Street Address | 923 PHILLIPS ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2737 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | R-3 |
| Legal Description | LOT 45,012 SQ. FT. E/S ALLEN STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970600 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 923 PHILLIPS ST, CAMBRIDGE, MD 21613-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2007 · Amount on Record |
| Deed Sale | Apr 11, 2007 · Amount on Record |
| Deed Document Number | 200761243 |
| Deed Book / Page | 800 / 196A |
| Prior Transfer Date | Mar 10, 2007 |
| Prior Transfer Doc | MLB008000196A |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 923 PHILLIPS ST, CAMBRIDGE, MD 21613-2737 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018410467 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 1841/467 |
| Name | BAYVANGUARD BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | SPARROWS POINT, MD 21219 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Additional exemption filed | $1,214,500 (+7.97%) Land $27,500 Building $1,187,000 | $1,214,500 (-) Land $27,500 Building $1,187,000 |
| 2025 | Additional exemption filed | $1,124,833 (+18.97%) | $1,214,500 (+28.45%) Land $27,500 Building $1,187,000 |
| 2023 | Additional exemption filed | $945,500 Land $27,500 Building $918,000 | $945,500 Land $27,500 Building $918,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, T-Mobile, Verizon.
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