Craven County property record for 1019 Locust Ct, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,777 sqft · built 2004 |
| Lot Size | 0.291 acres (12,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $303,000 (Jul 2023) |
| Tax Bill | $3,007 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-T-109 |
| Primary APN | 6-220-T-109 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,777 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,658 sqft (0.291 acres) |
| Lot Dimensions | 138 ft deep x 46 ft wide |
| Garage Type | Attached |
| Storage Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 135384 |
|---|---|
| Street Address | 1019 LOCUST CT |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR12 |
| Legal Description | LOT 109 SOUTHERN TERRACE SCT 4 PT B |
| Legal Subdivision | SOUTHERN TERRACE |
| Legal Lot Number | 109 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 961302 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1019 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 16, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN SECURITY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on Record |
| Deed Sale | Jul 5, 2023 · Amount on Record |
| Prior Sale | Jul 25, 2022 · Amount on Record |
| Deed Document Number | 202310114441 |
| Deed Book / Page | 3768 / 1768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 5, 2023 |
| Property Address | 1019 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Document Number | 03768/1768 |
| Book / Page | 3768 / 1768 |
| Map Reference | CAB G SL 187 F&G |
| Instrument Date | Jun 23, 2023 |
| Instrument | 10114441 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $606.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 196 WESTWOOD DR, MANCHESTER, NH 03103-6138 |
| Name | Verified Name |
|---|---|
| Address | 1019 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Document Number | 0037681772 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 3768/1772 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 25, 2022 |
| Property Address | 1019 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Document Number | 03734/2181 |
| Book / Page | 3734 / 2181 |
| Map Reference | CAB G SL 187 F&G |
| Instrument Date | Jul 18, 2022 |
| Instrument | 10100640 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1019 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Document Number | 0037342184 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 3734/2184 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 16, 2019 |
| Property Address | 1019 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Document Number | 3570/1422 |
| Book / Page | 3570 / 1422 |
| Instrument Date | May 9, 2019 |
| Instrument | 10037798 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1019 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Document Number | 03570/1425 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 3570/1425 |
| Instrument | 10037799 |
| Name | AMERICAN SECURITY MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,007.00 (+2.49%) | $245,720 (-) Land $40,000 Building $205,720 | $245,720 (-) Land $40,000 Building $205,720 |
| 2025 | $2,934.00 (+3.93%) | $245,720 (-) Land $40,000 Building $205,720 | $245,720 (-) Land $40,000 Building $205,720 |
| 2023 | $2,823.00 (+35.79%) | $245,720 (+39.93%) Land $40,000 Building $205,720 | $245,720 (+39.93%) Land $40,000 Building $205,720 |
| 2022 | $2,079.00 | $175,600 Land $32,000 Building $143,600 | |
| 2018 | $175,600 Land $32,000 Building $143,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2006–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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