1013 Locust Ct, Havelock, NC 28532 Property Records

Craven County property record for 1013 Locust Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,777 sqft · built 2004
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,500 (Oct 2016)
Tax Bill	$2,750 (2026)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-220-T-106`

Property Details

APN / Parcel Number

Primary APN	`6-220-T-106`
Alternative APN	`114809`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,777 sqft Living Area
1st Floor Area	1,777 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,075 sqft (0.277 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114809
Street Address	1013 LOCUST CT
City	HAVELOCK
State	NC
Zip	28532-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR12
Legal Description	LOT 106 SOUTHERN TERRACE SCT 4 PT B
Legal Subdivision	SOUTHERN TERRACE
Legal Lot Number	106
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1012
Census Tract	961302

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 LOCUST CT, HAVELOCK, NC 28532-3234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Book / Page	3477 / 767
Prior Transfer Date	Jul 22, 2016
Prior Transfer Doc	03471/0285
Record Updated	Oct 29, 2026

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 30, 2017
Property Address	1013 LOCUST CT, HAVELOCK, NC 28532-3234
Document Number	03496/1268
Book / Page	3496 / 1268
Instrument Date	Mar 13, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 GUM BRANCH CT, HAVELOCK, NC 28532-3233

Mortgage

Document Number	03496/1271
Date	Mar 30, 2017
Book Page	3496/1271
Instrument	10005479

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,750.00 (+2.54%)	$224,150 (-) Land $40,000 Building $184,150	$224,150 (-) Land $40,000 Building $184,150
2025	$2,682.00 (+3.91%)	$224,150 (-) Land $40,000 Building $184,150	$224,150 (-) Land $40,000 Building $184,150
2023	$2,581.00 (+29.7%)	$224,150 (+33.53%) Land $40,000 Building $184,150	$224,150 (+33.53%) Land $40,000 Building $184,150
2022	$1,990.00	$167,870 Land $32,000 Building $135,870
2018			$167,870 Land $32,000 Building $135,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2006–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20