1018 Locust Ct, Havelock, NC 28532 Property Records

Craven County property record for 1018 Locust Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,777 sqft · built 2004
Lot Size	0.29 acres (12,653 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2024)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-220-T-110`

Property Details

APN / Parcel Number

Primary APN	`6-220-T-110`
Alternative APNs	`103736` `84930`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,777 sqft Living Area
1st Floor Area	1,777 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,653 sqft (0.29 acres)
Lot Dimensions	138 ft deep x 46 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	103736
Street Address	1018 LOCUST CT
City	HAVELOCK
State	NC
Zip	28532-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR12
Legal Description	LOT 110 SOUTHERN TERRACE SCT 4 PT B
Legal Subdivision	SOUTHERN TERRACE
Legal Lot Number	110
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	961302

Owner

Source: Craven County records · APN 6-220-T-110

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1018 LOCUST CT, HAVELOCK, NC 28532-3234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	202410127903
Prior Transfer Date	Apr 06, 2006
Prior Transfer Doc	2437/0874
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 23, 2022
Property Address	1018 LOCUST CT, HAVELOCK, NC 28532-3234
Document Number	03726/2171
Book / Page	3726 / 2171
Map Reference	CAB G SL 187F&G
Instrument Date	May 20, 2022
Instrument	10097401
Transaction Type	Transfer
Record Updated	Jun 02, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3090 BRIDGES ST, 3090, HONOLULU, HI 96818-3641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 LOCUST CT, HAVELOCK, NC 28532-3234

Mortgage

Document Number	0037262176
Date	May 23, 2022
Instrument	3726/2176

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00 (+3.93%)	$225,320 (-) Land $40,000 Building $185,320	$225,320 (-) Land $40,000 Building $185,320
2023	$2,594.00 (+29.31%)	$225,320 (+33.1%) Land $40,000 Building $185,320	$225,320 (+33.1%) Land $40,000 Building $185,320
2022	$2,006.00	$169,290 Land $32,000 Building $137,290
2018			$169,290 Land $32,000 Building $137,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2006–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 135 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.