1019 Floyd Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1019 Floyd Dr, Chattanooga, TN 37412

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,032 sqft · built 1955
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Apr 2023)
Tax Bill$976 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN169L C 020

Property Details

APN / Parcel Number

Primary APN169L C 020
Alternative APN
  • 0000115436

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,032 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000115436
Street Address1019 FLOYD DR
CityCHATTANOOGA
StateTN
Zip37412-3929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 11 BLK D LANSDELL PB17 PG64
Legal SubdivisionLANSDELL
Legal BlockD
Legal Lot Number11
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group3
Census Block3003
Census Tract11600

Owner

1019 Floyd Dr is owned and occupied by an individual who bought it in April 2023.

Source: Hamilton County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address1019 FLOYD DR, CHATTANOOGA, TN 37412-3929
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Apr 10, 2023Warranty Deed, Transfer · Conventional Mortgage
PINNCACLE BANK
Dec 30, 2022Warranty Deed, Transfer
NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC
Aug 30, 2021Intrafamily Transfer, Transfer
UNION TITLE INSURANCE AGENCY INC, PIONEER TITLE INS AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2023 · Amount on File
Deed SaleApr 10, 2023 · Amount on File
Prior SaleDec 30, 2022 · Amount on File
Deed Document Number2023278
Deed Book / Page13258 / 974
Prior Transfer DateAug 30, 2021
Prior Transfer Doc0000000405
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1019 FLOYD DR, CHATTANOOGA, TN 37412-3929
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyPINEHURT TITLE INSURANCE AGENCY, PIONEER TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000286
DateJun 4, 2021
Book Page12513/900
Instrument2021060400286
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressCHATTANOOGA, TN 37421
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 10, 2023
Property Address1019 FLOYD DR, CHATTANOOGA, TN 37412-3929
Document Number0000000278
Book / Page13258 / 974
Map ReferenceMB 17 PG 64
Instrument DateApr 7, 2023
Instrument2023041000278
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFOUNDATION T&E SERIES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$832.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 FLOYD DR, CHATTANOOGA, TN 37412-3929

Mortgage

Document Number0132580977
DateApr 10, 2023
Instrument13258-0977
Lender
NamePINNCACLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 30, 2022
Property Address1019 FLOYD DR, CHATTANOOGA, TN 37412-3929
Document Number0000000013
Book / Page13177 / 834
Map ReferenceMB 17 PG 64
Instrument DateDec 29, 2022
Instrument2022123000013
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyNORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC

Transaction

AmountAmount on Record
Tax$388.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 FLOYD DR, CHATTANOOGA, TN 37412-3929

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateAug 30, 2021
Property Address1019 FLOYD DR, CHATTANOOGA, TN 37412-3929
Document Number0000000405
Book / Page12630 / 88
Map ReferenceMB 17 PG 64
Instrument DateAug 30, 2021
Instrument2021083000405
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNION TITLE INSURANCE AGENCY INC, PIONEER TITLE INS AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 FLOYD DR, CHATTANOOGA, TN 37412-3929

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Floyd Dr was $976, up 20.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$976.00 (+20.49%)$64,450 (+77.92%)$257,800 (+77.92%) Land $50,000 Building $207,800
2024$810.00 (-36.32%)$36,225 (-)$144,900 (-) Land $35,000 Building $109,900
2023$1,272.00$36,225 (-)$144,900 (-) Land $35,000 Building $109,900
2022$1,272.00$36,225$144,900 Land $35,000 Building $109,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1019 Floyd Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims120 (1980–2025)
Claims Outside the SFHA15 of 120
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 27 claims
  • Extensive Rainfall And Flash Flooding, Apr 1994 · 11 claims
  • Severe Storms & Flooding, Feb 1990 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Floyd Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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