Hamilton County property record for 1012 Floyd Dr, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 961 sqft · built 1955 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Nov 2025) |
| Tax Bill | $843 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2023 Line of Credit + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 169L D 013 |
| Primary APN | 169L D 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 961 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 121 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000115459 |
|---|---|
| Street Address | 1012 FLOYD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 14 BLK C LANSDELL PB 17 PG 82 |
| Legal Subdivision | LANSDELL SUBDIVISION |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11600 |
Source: Hamilton County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 6, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Nov 25, 2025 | Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Jun 5, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jun 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Prior Sale | Jun 5, 2023 · Amount on File |
| Deed Document Number | 2025232 |
| Deed Book / Page | 14118 / 906 |
| Prior Transfer Date | May 30, 2023 |
| Prior Transfer Doc | 0000000156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000035 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 12937/823 |
| Instrument | 2022042800035 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1012 FLOYD DR, NASHVILLE, TN 37219 |
| Document Number | 0000000091 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 13228/325 |
| Instrument | 2023030600091 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1012 FLOYD DR, EAST RIDGE, TN 37412-3961 |
| Document Number | 0000000109 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 13477/217 |
| Instrument | 2023122200109 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 25, 2025 |
| Property Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Document Number | 0000000232 |
| Book / Page | 14118 / 906 |
| Map Reference | MB 17 PG 82 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025112500232 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | FOUNDATION SETTLEMENT SERVICES, FOUNDATION T&E SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Document Number | 0014118909 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 14118/909 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 5, 2023 |
| Property Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Document Number | 0000000156 |
| Book / Page | 13308 / 728 |
| Map Reference | MB 17 PG 82 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023060500156 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Document Number | 0427000214 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1012 FLOYD DR CHATTANOOGA TN 374123961, CHATTANOOGA, TN 37412-3961 |
| Document Number | 0427000214 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 011981/000741 |
| Instrument | 200427000214 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 2, 2017 |
| Property Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Document Number | 0000000141 |
| Book / Page | 11065 / 496 |
| Map Reference | MB17 PG82 |
| Instrument Date | May 31, 2017 |
| Instrument | 2017060200141 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | REALTY CENTER TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1012 FLOYD DR, CHATTANOOGA, TN 37412-3961 |
| Document Number | 0000000142 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 2017060200142 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $843.00 (+29.69%) | $55,625 (+91.32%) | $222,500 (+91.32%) Land $50,000 Building $172,500 |
| 2024 | $650.00 (-36.4%) | $29,075 (-) | $116,300 (-) Land $35,000 Building $81,300 |
| 2023 | $1,022.00 | $29,075 (-) | $116,300 (-) Land $35,000 Building $81,300 |
| 2022 | $1,022.00 | $29,075 | $116,300 Land $35,000 Building $81,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 120 (1980–2025) |
| Claims Outside the SFHA | 15 of 120 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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