Hamilton County property record for 1007 Floyd Dr, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,346 sqft · built 1955 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Nov 2018) |
| Tax Bill | $944 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 169L C 017 |
| Primary APN | 169L C 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000115433 |
|---|---|
| Street Address | 1007 FLOYD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 14 BLK D LANSDELL PB17 PG64 |
| Legal Subdivision | LANSDELL |
| Legal Block | D |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11600 |
1007 Floyd Dr is owned and occupied by two individuals who bought it in November 2018.
Source: Hamilton County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1007 FLOYD DR, CHATTANOOGA, TN 37412-3929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2018 | Warranty Deed, Transfer · FHA Mortgage TJC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on File |
| Deed Sale | Nov 21, 2018 · Amount on File |
| Deed Document Number | 2018197 |
| Deed Book / Page | 11507 / 809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1007 FLOYD DR, CHATTANOOGA, TN 37412-3929 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1007 FLOYD DR, CHATTANOOGA, TN 37412-3929 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000013 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 13157/666 |
| Instrument | 2022120500013 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1007 FLOYD DR, CHATTANOOGA, TN 37412-3929 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1007 FLOYD DR, CHATTANOOGA, TN 37412-3929 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000024 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 12874/739 |
| Instrument | 2022030900024 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 21, 2018 |
| Property Address | 1007 FLOYD DR, CHATTANOOGA, TN 37412-3929 |
| Document Number | 1121000197 |
| Book / Page | 011507 / 000809 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 181121000197 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $46.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1007 FLOYD DR CHATTANOOGA TN 374123929, CHATTANOOGA, TN 37412-3929 |
| Document Number | 1121000198 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 011507/000812 |
| Instrument | 181121000198 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2048 |
The 2025 property tax bill for 1007 Floyd Dr was $944, up 17% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $944.00 (+16.98%) | $62,325 (+72.65%) | $249,300 (+72.65%) Land $50,000 Building $199,300 |
| 2024 | $807.00 (-36.31%) | $36,100 (-) | $144,400 (-) Land $35,000 Building $109,400 |
| 2023 | $1,267.00 | $36,100 (-) | $144,400 (-) Land $35,000 Building $109,400 |
| 2022 | $1,267.00 | $36,100 | $144,400 Land $35,000 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1007 Floyd Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 120 (1980–2025) |
| Claims Outside the SFHA | 15 of 120 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1007 Floyd Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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