1019 Cutter St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 1019 Cutter St, Cincinnati, OH 45203

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,469 sqft · built 2001
Lot Size0.056 acres (2,439 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Apr 2018)
Tax Bill$7,388 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN135-0002-0237-00

Property Details

APN / Parcel Number

Primary APN135-0002-0237-00
Alternative APN
  • 0046590

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,469 sqft Living Area
Gross Area2,709 sqft
1st Floor Area663 sqft
2nd Floor Area1,806 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area2,439 sqft (0.056 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Deck AreaDeck Area
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1019 CUTTER ST
CityCINCINNATI
StateOH
Zip45203-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal DescriptionWS CUTTER ST 0.0561 AC LOT 13 LINCOLN COURT SOUTH SUB
Legal SubdivisionLINCOLN COURT SOUTH SUB
Legal Lot Number13
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group5
Census Block5009
Census Tract26400

Owner

1019 Cutter St is owned and occupied by two individuals who bought it in April 2018.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1019 CUTTER ST, CINCINNATI, OH 45203-1405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2018 · Amount on File
Deed SaleApr 16, 2018 · Amount on File
Deed Document Number201831479
Prior Transfer DateFeb 5, 2010
Prior Transfer Doc0000000293
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1019 CUTTER ST, CINCINNATI, OH 45203-1405
Document Number0000011649
Instrument DateJan 16, 2021
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyTHIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1019 CUTTER ST CINCINNATI OH 452031405, CINCINNATI, OH 45203-1405

Mortgage

Document Number0000011649
DateJan 27, 2021
Book Page014342/001085
Instrument11649
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 26, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Cutter St was $7,388, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,388.00 (+0.14%)$116,666 (-) Land $30,450 Building $86,216$333,330 Land $87,000 Building $246,330
2024$7,378.00 (-0.18%)$116,666 (-) Land $30,450 Building $86,216
2023$7,391.00 (+49.89%)$116,666 (+66.67%) Land $30,450 Building $86,216$333,330 Land $87,000 Building $246,330
2022$4,931.00$70,000 Land $9,870 Building $60,130
2020$200,000 Land $28,200 Building $171,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1019 Cutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1019 Cutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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