Hamilton County property record for 1011 Cutter St, Cincinnati, OH 45203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,495 sqft · built 2001 |
| Lot Size | 0.092 acres (4,051 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Aug 2017) |
| Tax Bill | $7,473 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-0002-0235-00 |
| Primary APN | 135-0002-0235-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,495 sqft Living Area |
| 1st Floor Area | 671 sqft |
| 2nd Floor Area | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,051 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1011 CUTTER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45203-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS CUTTER ST 0.0937 AC LOT 11 LINCOLN COURT SOUTH SUB |
| Legal Subdivision | LINCOLN COURT SOUTH SUB |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 26400 |
Source: Hamilton County records · APN 135-0002-0235-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1011 CUTTER ST, CINCINNATI, OH 45203-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Prior Sale | Aug 29, 2017 |
| Deed Document Number | 02-044132 |
| Deed Book / Page | 8846 / 01258 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1011 CUTTER ST, CINCINNATI, OH 45203-1405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000131164 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 14533/2458 |
| Instrument | 2021-0131164 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1011 CUTTER ST, CINCINNATI, OH 45203-1405 |
| Document Number | 0000082604 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1011 CUTTER ST CINCINNATI OH 452031405, CINCINNATI, OH 45203-1405 |
| Document Number | 0000082604 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 014235/000511 |
| Instrument | 82604 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,473.00 (+3.12%) | $120,869 (-) Land $30,450 Building $90,419 | |
| 2024 | $7,247.00 (-2.2%) | $120,869 (-) Land $30,450 Building $90,419 | |
| 2023 | $7,410.00 (+54.34%) | $120,869 (+72.67%) Land $30,450 Building $90,419 | $345,340 (+72.67%) Land $87,000 Building $258,340 |
| 2022 | $4,801.00 Homeowner's exemption | $70,000 Land $9,870 Building $60,130 | |
| 2020 | $200,000 Land $28,200 Building $171,800 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 332 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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