Hamilton County property record for 1015 Cutter St, Cincinnati, OH 45203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,149 sqft · built 2001 |
| Lot Size | 0.056 acres (2,439 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Dec 2013) |
| Tax Bill | $6,731 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-0002-0236-00 |
| Primary APN | 135-0002-0236-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,149 sqft Living Area |
| Gross Area | 2,349 sqft |
| 1st Floor Area | 583 sqft |
| 2nd Floor Area | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Masonry |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,439 sqft (0.056 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1015 CUTTER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45203-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | WS CUTTER ST 0.0561 AC LT 12 LINCOLN COURT SOUTHSUB |
| Legal Subdivision | LINCOLN COURT SOUTHSUB |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 26400 |
1015 Cutter St is owned and occupied by an individual who bought it in December 2013.
Source: Hamilton County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 CUTTER ST, CINCINNATI, OH 45203-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2013 · Amount on File |
| Deed Sale | Dec 16, 2013 · Amount on File |
| Deed Document Number | 2013164126 |
| Deed Book / Page | 12488 / 50 |
| Prior Transfer Date | Sep 24, 2013 |
| Prior Transfer Doc | 0000164126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1015 CUTTER ST, CINCINNATI, OH 45203-1405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000097295 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 14479/173 |
| Instrument | 2021-0097295 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 1015 Cutter St was $6,731, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,731.00 (+3.14%) | $109,452 (-) Land $30,450 Building $79,002 | $312,720 Land $87,000 Building $225,720 |
| 2024 | $6,526.00 (-2.22%) | $109,452 (-) Land $30,450 Building $79,002 | |
| 2023 | $6,674.00 (+41.31%) | $109,452 (+57.61%) Land $30,450 Building $79,002 | $312,720 Land $87,000 Building $225,720 |
| 2022 | $4,723.00 Homeowner's exemption | $69,447 Land $9,870 Building $59,577 | |
| 2020 | $198,420 Land $28,200 Building $170,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1015 Cutter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1015 Cutter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon.
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