1019 28th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1019 28th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,248 sqft · built 1945
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Jun 2024)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`53-138-007-050.09`

Property Details

APN / Parcel Number

Primary APN	`53-138-007-050.09`
Alternative APNs	`053-138-007-050.09` `1380070509`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,547 sqft
Basement Area	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1019 28TH ST
City	TWO RIVERS
State	WI
Zip	54241-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LE CLAIR`S ADD LOT 5 BLK 7
Legal Subdivision	LE CLAIRS ADD
Legal Block	7
Legal Lot Number	5
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2012
Census Tract	5100

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1019 28TH ST, TWO RIVERS, WI 54241-2321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Apr 16, 2024	Warranty Deed, Transfer KNIGHT BARRY TITLE ADVANTAGE L, KNIGHT BARRY TTL ADVANTAGE L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Apr 16, 2024 · Amount on Record
Deed Document Number	20241273042
Deed Book / Page	3622 / 694
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	Apr 8, 2026
Property Address	1019 28TH ST, TWO RIVERS, WI 54241-2321
Document Number	0001293889
Book / Page	3756 / 581
Instrument Date	Apr 3, 2026
Instrument	20261293889
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 28TH ST, TWO RIVERS, WI 54241-2321

Mortgage

Document Number	0001293889,
Date	Apr 8, 2026
Book Page	3756/581
Instrument	20261293889

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 16, 2024
Property Address	1019 28TH ST, TWO RIVERS, WI 54241-2321
Document Number	003613/265
Book / Page	3613 / 265
Instrument Date	Apr 12, 2024
Instrument	1271492
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	KNIGHT BARRY TITLE ADVANTAGE L, KNIGHT BARRY TTL ADVANTAGE L

Transaction

Amount	Amount Recorded
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 28TH ST, TWO RIVERS, WI 54241-2321

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (+7.58%)	$150,200 (-) Land $14,800 Building $135,400	$173,654 (+54.09%) Land $17,111 Building $156,543
2024	$2,202.00 (+34.02%)	$150,200 (+111.55%) Land $14,800 Building $135,400
2023	$1,643.00 Homeowner's exemption	$71,000 Land $7,500 Building $63,500	$112,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

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