1007 28th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1007 28th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 765 sqft · built 1938
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$31,600 (May 2025)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage May 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`53-138-007-020.06`

Property Details

APN / Parcel Number

Primary APN	`53-138-007-020.06`
Alternative APNs	`053-138-007-020.06` `1380070206` `2714`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	765 sqft Living Area
Gross Area	1,666 sqft
Basement Area	765 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2714
Street Address	1007 28TH ST
City	TWO RIVERS
State	WI
Zip	54241-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	LE CLAIR`S ADD LOT 2 BLK 7
Legal Subdivision	LE CLAIRS ADD
Legal Block	7
Legal Lot Number	2
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2012
Census Tract	5100

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 28TH ST, TWO RIVERS, WI 54241-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Warranty Deed, Transfer · Conventional Mortgage MARINE CU
May 6, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Jul 11, 2008 · Amount on Record
Deed Document Number	20251283093
Deed Book / Page	3687 / 366
Last Transfer Date	Jun 3, 2025
Transfer Doc	003694/628
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jun 5, 2025
Property Address	1007 28TH ST, TWO RIVERS, WI 54241-2321
Document Number	003694/628
Book / Page	3694 / 628
Instrument Date	Jun 3, 2025
Instrument	1284145
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Tax	$60.90
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 28TH ST, TWO RIVERS, WI 54241-2321

Mortgage

Document Number	0001284146
Date	Jun 5, 2025
Instrument	1284146

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	12.4%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	12.4%
Max Rate At Change	14.4%
Index	1-Year T-Bill
Max Rate	18.4%

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANITOWOC WI
Recording Date	May 6, 2025
Property Address	1007 28TH ST, TWO RIVERS, WI 54241-2321
Document Number	003687/366
Book / Page	3687 / 366
Instrument Date	May 5, 2025
Instrument	1283093
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$94.80
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1007 28TH ST, TWO RIVERS, WI 54241-2321

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,598.00 (+5.48%) Homeowner's exemption Additional exemption filed	$95,500 (-) Land $14,800 Building $80,700	$110,412 (+55.29%) Land $17,111 Building $93,301
2024	$1,515.00 (+30.83%)	$95,500 (+113.17%) Land $14,800 Building $80,700
2023	$1,158.00	$44,800 Land $7,500 Building $37,300	$71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

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