1013 28th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1013 28th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,563 sqft · built 1951
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Apr 2026)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-138-007-040.02`

Property Details

APN / Parcel Number

Primary APN	`53-138-007-040.02`
Alternative APNs	`053-138-007-040.02` `1380070402`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	2,154 sqft
Basement Area	1,042 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,809 sqft (0.317 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1013 28TH ST
City	TWO RIVERS
State	WI
Zip	54241-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LE CLAIR`S ADD LOT 3 & 4 BLK 7
Legal Subdivision	LE CLAIRS ADD
Legal Block	7
Legal Lot Number	3,4
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2012
Census Tract	5100

Owner

Source: Manitowoc County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 28TH ST, TWO RIVERS, WI 54241-2321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage A+ MORTGAGE SERVICES INC
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage A+ MORTGAGE SERVICES INC
Jul 18, 2025	Warranty Deed, Transfer · FHA Mortgage WISCONSIN HOUSING AND ECONOMIC DEVE
Jul 18, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Jul 18, 2025 · Amount on Record
Deed Document Number	20261293816
Deed Book / Page	3756 / 151
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 7, 2026
Property Address	1013 28TH ST, TWO RIVERS, WI 54241-2321
Document Number	0001293816
Book / Page	3756 / 151
Instrument Date	Apr 1, 2026
Instrument	20261293816
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	CALIBER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1013 28TH ST, TWO RIVERS, WI 54241-2321

Mortgage

Document Number	0001293817,
Date	Apr 7, 2026
Instrument	20261293817

Lender

Name	A+ MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 7, 2026
Property Address	1013 28TH ST, TWO RIVERS, WI 54241-2321
Document Number	003756/151
Book / Page	3756 / 151
Instrument Date	Apr 1, 2026
Instrument	20261293816
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	CALIBER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1013 28TH ST, TWO RIVERS, WI 54241-2321

Mortgage

Document Number	0001293817,
Date	Apr 7, 2026
Instrument	20261293817

Lender

Name	A+ MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jul 18, 2025
Property Address	1013 28TH ST, TWO RIVERS, WI 54241-2321
Document Number	003703/658
Book / Page	3703 / 658
Instrument Date	Jul 18, 2025
Instrument	1285608
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 28TH ST, TWO RIVERS, WI 54241-2321

Mortgage

Document Number	0001285609
Date	Jul 18, 2025
Instrument	1285609

Lender

Name	WISCONSIN HOUSING AND ECONOMIC DEVE
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MANITOWOC WI
Recording Date	Jul 18, 2025
Property Address	1013 28TH ST, TWO RIVERS, WI 54241-2321
Document Number	003703/654
Book / Page	3703 / 654
Instrument Date	Jul 18, 2025
Instrument	1285607
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 28TH ST, TWO RIVERS, WI 54241-2321

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00 (+7.49%) Homeowner's exemption Additional exemption filed	$154,300 (-) Land $23,400 Building $130,900	$178,394 (+16.73%) Land $27,054 Building $151,340
2024	$2,270.00 (+43.13%) Homeowner's exemption	$154,300 (+123.95%) Land $23,400 Building $130,900	$152,828 (+39.82%) Land $23,177 Building $129,651
2023	$1,586.00 Homeowner's exemption	$68,900 Land $11,300 Building $57,600	$109,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Verizon.

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