10189 Eby Rd, Germantown, OH 45327 Property Records

Montgomery County property record for 10189 Eby Rd, Germantown, OH 45327

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 1 ba · 1,751 sqft · built 1988
Lot Size	17.7 acres (774,845 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Oct 2024)
Tax Bill	$4,888 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D14 00905 0008`

Property Details

APN / Parcel Number

Primary APN	`D14 00905 0008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,751 sqft Total Area
1st Floor Area	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	774,845 sqft (17.7 acres)
Garage Area	312 sqft
Porch	Open Porch
Porch Area	336 sqft
Lean-To	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10189 EBY RD
City	GERMANTOWN
State	OH
Zip	45327-9774
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	4-3-25 SEE 9008 9-5-27
Legal Lot Number	8
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	1
Census Block	1026
Census Tract	160100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10189 EBY RD, GERMANTOWN, OH 45327-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 4, 2021	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Feb 4, 2021 · Amount on Record
Deed Document Number	2024-00053338
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10189 EBY RD, GERMANTOWN, OH 45327-9774
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054456
Date	Aug 29, 2022
Instrument	2022-00054456

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

February 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 4, 2021
Property Address	10189 EBY RD, GERMANTOWN, OH 45327-9774
Document Number	0000008743
Instrument Date	Nov 6, 2020
Instrument	8743
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6748 ALJEN RD MIDDLETOWN OH 450421203, MIDDLETOWN, OH 45042-1203

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 4, 2021
Property Address	10189 EBY RD, GERMANTOWN, OH 45327-9774
Document Number	0000008744
Instrument Date	Nov 6, 2020
Instrument	2021-00008744
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10189 EBY RD, GERMANTOWN, OH 45327-9774

Mortgage

Document Number	0000008819
Date	Feb 4, 2021
Instrument	2021-00008819

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,630 (+9.62%) Land $52,470 Building $60,160
2024	$4,888.00 (+16.27%)
2023	$4,204.00 (-1.2%)	$102,750 (+73.77%) Land $52,470 Building $50,280	$321,790 (+31.74%) Land $149,910 Building $171,880
2022	$4,255.00	$59,130 Land $17,360 Building $41,770
2020			$244,270 Land $124,930 Building $119,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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