10120 Eby Rd, Germantown, OH 45327 Property Records

Montgomery County property record for 10120 Eby Rd, Germantown, OH 45327 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1956
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2017)
Tax Bill	$2,306 (2024)
Deeds & Mortgages	Aug 2017 Line of Credit Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`D14 00912 0040`

Property Details

APN / Parcel Number

Primary APN	`D14 00912 0040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,651 sqft (0.519 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	85 sqft
Canopy	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10120 EBY RD
City	GERMANTOWN
State	OH
Zip	45327-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-2-30
Legal Tract	2
Legal Lot Number	40
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	1
Census Block	1021
Census Tract	160100

Owner

Source: Montgomery County records · APN D14 00912 0040

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10120 EBY RD, GERMANTOWN, OH 45327-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/GERMANTOWN
Mar 22, 2017	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/GERMANTOWN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Feb 19, 2004
Deed Document Number	2017-00056932
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10120 EBY RD, GERMANTOWN, OH 45327-9774
Document Number	0000056933
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 EBY RD GERMANTOWN OH 453279774, GERMANTOWN, OH 45327-9774

Mortgage

Document Number	0000056933
Date	Sep 26, 2017
Instrument	56933

Lender

Name	FIRST NAT'L BK/GERMANTOWN
Type	Bank
Address	GERMANTOWN, OH 45327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2037

Interest

Rate Type	Adjustable Rate

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY OH
Property Address	10120 EBY RD, GERMANTOWN, OH 45327-9774
Document Number	0000019147
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 EBY RD GERMANTOWN OH 453279774, GERMANTOWN, OH 45327-9774

Mortgage

Document Number	0000019147
Date	Mar 31, 2017
Instrument	19147

Lender

Name	FIRST NAT'L BK/GERMANTOWN
Type	Bank
Address	GERMANTOWN, OH 45327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,530 (-) Land $9,980 Building $30,550
2024	$2,306.00 (+9.55%)
2023	$2,105.00 (+8.56%)	$40,530 (+32.19%) Land $9,980 Building $30,550	$115,800 (+32.19%) Land $28,510 Building $87,290
2022	$1,939.00	$30,660 Land $7,560 Building $23,100
2020			$87,600 Land $21,600 Building $66,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	400 / 40
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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