10189 Bridgewater Dr, Theodore, AL 36582 Property Records

Mobile County property record for 10189 Bridgewater Dr, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	8 bd · 2 ba · 2,104 sqft · built 2009
Lot Size	1.34 acres (58,370 sqft)
Owner	Company Name on File
Last Sale	$37,000 (Feb 2026)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023702040000001039`

Property Details

APN / Parcel Number

Primary APN	`R023702040000001039`
Alternative APNs	`37 02 04 0 000 001.039` `04000536` `4000536`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	2,104 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4000536
Street Address	10189 BRIDGEWATER DR
City	THEODORE
State	AL
Zip	36582-9686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 38 & 39 BRIDGEWATER UNIT 1 MBK 119 PAGE 56
Legal Range	06S
Legal Township	06S
Legal Section	04
Legal Subdivision	BRIDGEWATER UNIT 1
Legal Lot Number	38-39
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2006
Census Tract	6501

Owner

10189 Bridgewater Dr is owned by a company that bought it in February 2026 and is owner-occupied.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	628 CHELSEA DR E, MOBILE, AL 36608-1506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOBILE CAPITAL COMPANY LLC
Jun 21, 2021	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	20267997
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	0000053161
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Jul 9, 2026
Property Address	10189 BRIDGEWATER DR, THEODORE, AL 36582-9686
Document Number	0000040922
Instrument Date	Jun 26, 2026
Instrument	202640922
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000040922,
Date	Jul 9, 2026
Instrument	202640922

Lender

Name	MOBILE CAPITAL COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	31 Months
Due	Feb 2, 2029

Interest

Rate	6.53%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 21, 2021
Property Address	10189 BRIDGEWATER DR, THEODORE, AL 36582-9686
Document Number	0000039841
Map Reference	MB 119 PG 56
Instrument Date	Jun 18, 2021
Instrument	2021039841
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	DELTA SOUTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4631 CLEARVIEW DR, MOBILE, AL 36619-5103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10189 BRIDGEWATER DR, THEODORE, AL 36582-9686

Mortgage

Document Number	0000039842
Date	Jun 21, 2021
Instrument	2021039842

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10189 Bridgewater Dr was $1,613 with a homeowner's exemption, up 5.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,613.00 (+5.49%) Homeowner's exemption	$33,910 (+5.31%) Land $4,550 Building $29,360	$339,100 (+5.31%) Land $45,500 Building $293,600
2024	$1,529.00 (+8.06%) Homeowner's exemption	$32,200 (+7.95%) Land $4,460 Building $27,740	$322,000 (+7.95%) Land $44,600 Building $277,400
2023	$1,415.00 (+13.56%) Homeowner's exemption	$29,830 (+13.21%) Land $4,730 Building $25,100	$298,300 (+13.21%) Land $47,300 Building $251,000
2022	$1,246.00 Homeowner's exemption	$26,350 Land $4,730 Building $21,620	$263,500 Land $47,300 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10189 Bridgewater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10189 Bridgewater Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed.

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