10165 Bridgewater Dr, Theodore, AL 36582 Property Records

Mobile County property record for 10165 Bridgewater Dr, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,513 sqft · built 2019
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Mar 2020)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023702040000001037`

Property Details

APN / Parcel Number

Primary APN	`R023702040000001037`
Alternative APNs	`37 02 04 0 000 001.037` `04000542` `4000542`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,513 sqft Living Area
1st Floor Area	2,513 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	173 sqft
Deck Area	400 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4000542
Street Address	10165 BRIDGEWATER DR
City	THEODORE
State	AL
Zip	36582-9686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 BRIDGEWATER UNIT 1 MBK 119 PAGE 56
Legal Range	06S
Legal Township	06S
Legal Section	04
Legal Subdivision	BRIDGEWATER UNIT 1
Legal Lot Number	37
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2006
Census Tract	6501

Owner

10165 Bridgewater Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Mobile County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10165 BRIDGEWATER DR, THEODORE, AL 36582-9686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 3, 2023	Deed of Trust, Mortgage GULF TRUST FCU
Mar 6, 2020	Warranty Deed, Subdivision Related Transfer GULF TRUST FEDERAL CREDIT UNION
Oct 3, 2017	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Deed Document Number	202014330
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Oct 8, 2026
Property Address	10165 BRIDGEWATER DR, THEODORE, AL 36582-9686
Document Number	0000061021
Instrument Date	Sep 2, 2026
Instrument	202661021
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10165 BRIDGEWATER DR, THEODORE, AL 36582-9686

Mortgage

Document Number	0000061021,
Date	Oct 8, 2026
Instrument	202661021

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10165 BRIDGEWATER DR, THEODORE, AL 36582-9686
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	ISLAND WINDS TITLE COMPANY LLC, ISLAND WINDS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10165 BRIDGEWATER DR, THEODORE, AL 36582-9686

Mortgage

Document Number	0000019722
Date	Apr 3, 2023
Instrument	2023019722

Lender

Name	GULF TRUST FCU
Type	Credit Union
Address	PASCAGOULA, MS 39567

Agreement

Amount	Amount on Record
Term	359 Months
Due	Mar 28, 2053

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 6, 2020
Property Address	10165 BRIDGEWATER DR, THEODORE, AL 36582-9686
Document Number	0000014330
Map Reference	MB 119 PG 56
Instrument Date	Mar 6, 2020
Instrument	2020014330
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8153 BRYANTS LANDING RD, 8153, STOCKTON, AL 36579-4179

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10165 BRIDGEWATER DR, THEODORE, AL 36582-9686

Mortgage

Document Number	0000014331
Date	Mar 6, 2020
Instrument	2020014331

Lender

Name	GULF TRUST FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record

October 2017: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 3, 2017
Property Address	10165 BRIDGEWATER DR, THEODORE, AL 36582-9686
Document Number	0000056836
Book / Page	007562 / 000414
Instrument Date	Sep 28, 2017
Instrument	56836
Transaction Type	Foreclosure
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3933 MOFFETT RD MOBILE AL 366181226, MOBILE, AL 36618-1226

Tax Assessment & Valuation

The 2025 property tax bill for 10165 Bridgewater Dr was $1,661 with a homeowner's exemption, up 11.6% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,661.00 (+11.55%) Homeowner's exemption	$34,910 (+11.32%) Land $2,600 Building $32,310	$349,100 (+11.32%) Land $26,000 Building $323,100
2024	$1,489.00 (+7.35%) Homeowner's exemption	$31,360 (+7.21%) Land $2,550 Building $28,810	$313,600 (+7.21%) Land $25,500 Building $288,100
2023	$1,387.00 Homeowner's exemption	$29,250 Land $2,700 Building $26,550	$292,500 Land $27,000 Building $265,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10165 Bridgewater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10165 Bridgewater Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed.

Nearby Properties on Bridgewater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures