10176 Bridgewater Dr, Theodore, AL 36582 Property Records

Mobile County property record for 10176 Bridgewater Dr, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,104 sqft · built 2020
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Nov 2020)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023702040000001007`

Property Details

APN / Parcel Number

Primary APN	`R023702040000001007`
Alternative APNs	`37 02 04 0 000 001.007` `04000535` `4000535`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,104 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Utility Building	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	4000535
Old Parcel Number	R023702040000001007
Street Address	10176 BRIDGEWATER DR
City	THEODORE
State	AL
Zip	36582-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BRIDGEWATER UNIT 1 MBK 119 PAGE 56
Legal Subdivision	BRIDGEWATER UNIT 1
Legal Lot Number	7
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2006
Census Tract	6501

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10176 BRIDGEWATER DR, THEODORE, AL 36582-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Nov 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Jan 22, 2020	Warranty Deed, Construction Loan · Line of Credit COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Feb 10, 2015 · Amount on Record
Deed Document Number	2020067482
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10176 BRIDGEWATER DR, THEODORE, AL 36582-3300
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071427
Date	Nov 20, 2020
Instrument	2020071427

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10176 BRIDGEWATER DR, THEODORE, AL 36582-3300
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073502
Date	Dec 3, 2020
Instrument	2020073502

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 3, 2020
Property Address	10176 BRIDGEWATER DR, THEODORE, AL 36582-3300
Document Number	0000067482
Map Reference	MB 119 PG 56
Instrument Date	Oct 30, 2020
Instrument	2020067482
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24105 LIMERICK LN, 24105, DAPHNE, AL 36526-8767

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10176 BRIDGEWATER DR, THEODORE, AL 36582-3300

Mortgage

Document Number	0000067483
Date	Nov 3, 2020
Instrument	2020067483

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 22, 2020
Property Address	10176 BRIDGEWATER DR, THEODORE, AL 36582-3300
Document Number	0000003632
Instrument Date	Jan 15, 2020
Instrument	3632
Transaction Type	Construction Loan
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8003 SPANISH FORT AL 365778003, SPANISH FORT, AL 36577-8003

Mortgage

Document Number	3633
Date	Jan 22, 2020
Instrument	3633

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (+10.62%) Homeowner's exemption	$32,440 (+10.38%) Land $2,600 Building $29,840	$324,400 (+10.38%) Land $26,000 Building $298,400
2024	$1,393.00 (+9.17%) Homeowner's exemption	$29,390 (+8.97%) Land $2,550 Building $26,840	$293,900 (+8.97%) Land $25,500 Building $268,400
2023	$1,276.00 Homeowner's exemption	$26,970 Land $2,700 Building $24,270	$269,700 Land $27,000 Building $242,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed.

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