Montgomery County property record for 10185 Ridgeline Dr, Gaithersburg, MD 20886
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,501 sqft · built 1978 |
| Lot Size | 0.021 acres (901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $347,000 (Jul 2025) |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01718130 |
| Primary APN | 09-01718130 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,501 sqft Living Area |
| 1st Floor Area | 513 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 901 sqft (0.021 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01718130 |
|---|---|
| Street Address | 10185 RIDGELINE DR |
| City | MONTGOMERY VILLAGE |
| State | MD |
| Zip | 20886-3011 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R20 |
| Legal Description | CLUBSIDE MV |
| Legal Subdivision | CLUBSIDE MONTG VILL |
| Legal Block | 2 |
| Legal Lot Number | 309 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700813 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10185 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Nov 21, 2017 | Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Book / Page | 69346 / 138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 13, 2021 |
| Property Address | 10185 RIDGELINE DR, GAITHERSBURG, MD 20886-3011 |
| Document Number | 0640070334 |
| Book / Page | 64007 / 334 |
| Map Reference | MB 100 PL 11266 |
| Instrument Date | Jul 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | PRUITT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,308.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9623 SHADOW OAK DR, 9623, MONTGOMERY VILLAGE, MD 20886-1125 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10185 RIDGELINE DR, GAITHERSBURG, MD 20886-3011 |
| Document Number | 64007341 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 64007/341 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 21, 2017 |
| Property Address | 10185 RIDGELINE DR, GAITHERSBURG, MD 20886-3011 |
| Document Number | 0552560324 |
| Book / Page | 55256 / 324 |
| Map Reference | MB100 PG11266 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10185 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3011 |
| Document Number | 0055256332 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 55256/332 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,900 (+6.98%) Land $110,000 Building $221,900 | $331,900 (-) Land $110,000 Building $221,900 | |
| 2025 | $3,315.00 (+37.72%) | $310,233 (+16.24%) | $331,900 (+24.35%) Land $110,000 Building $221,900 |
| 2023 | $266,900 (+6.26%) Land $100,000 Building $166,900 | $266,900 (-) Land $100,000 Building $166,900 | |
| 2022 | $2,407.00 | $251,167 | $266,900 Land $100,000 Building $166,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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