10161 Ridgeline Dr, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 10161 Ridgeline Dr, Gaithersburg, MD 20886

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,569 sqft · built 1978
Lot Size0.022 acres (968 sqft)
OwnerIndividual Name on Record
Last Sale$242,000 (Jul 2019)
Tax Bill$3,668 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-01718243

Property Details

APN / Parcel Number

Primary APN09-01718243
Alternative APN
  • 01718243

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,569 sqft Living Area
1st Floor Area523 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area968 sqft (0.022 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01718243
Street Address10161 RIDGELINE DR
CityMONTGOMERY VILLAGE
StateMD
Zip20886-3011
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR20
Legal DescriptionCLUBSIDE MONTG VILL
Legal SubdivisionCLUBSIDE MONTG VILL
Legal Block2
Legal Lot Number321
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2001
Census Tract700813

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10161 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3011
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2019Deed, Transfer · Conventional Mortgage
WEI MORTGAGE CORPORATION
Sep 11, 2017Deed, Transfer · Commercial Mortgage
HOUSING OPPORTUNITIES COMMISSION OF

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2019 · Amount on Record
Deed SaleJul 23, 2019 · Amount on Record
Prior SaleSep 11, 2017 · Amount on Record
Deed Book / Page57895 / 104
Record UpdatedSep 20, 2026

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJul 23, 2019
Property Address10161 RIDGELINE DR, GAITHERSBURG, MD 20886-3011
Document Number0578950104
Book / Page57895 / 104
Map ReferenceMB 100 PL 11266
Instrument DateJun 27, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyEMERALD TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10161 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3011

Mortgage

Document Number57895110
DateJul 23, 2019
Instrument57895/110
Lender
NameWEI MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateSep 11, 2017
Property Address10161 RIDGELINE DR, GAITHERSBURG, MD 20886-3011
Document Number0548470457
Book / Page54847 / 457
Map ReferenceMB100 PL11266
Instrument DateJun 29, 2017
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyEMERALD TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10161 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3011

Mortgage

Document Number0054847500
DateSep 11, 2017
Instrument54847/500
Lender
NameHOUSING OPPORTUNITIES COMMISSION OF
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term57 Months
DueJun 29, 2022

Mortgage

Document Number0548470465
DateSep 11, 2017
Book Page54847/465
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,700 (+6.73%) Land $110,000 Building $189,700$299,700 (-) Land $110,000 Building $189,700
2025$3,668.00 (+66.05%)$280,800 (+15.56%)$299,700 (+23.33%) Land $110,000 Building $189,700
2023$243,000 Land $100,000 Building $143,000$243,000 Land $100,000 Building $143,000
2022$2,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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