10191 Ridgeline Dr, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 10191 Ridgeline Dr, Gaithersburg, MD 20886

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,569 sqft · built 1978
Lot Size0.022 acres (968 sqft)
OwnerIndividual Name on Record
Last Sale$272,000 (Nov 2021)
Tax Bill$3,539 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-01718254

Property Details

APN / Parcel Number

Primary APN09-01718254
Alternative APN
  • 01718254

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,569 sqft Living Area
1st Floor Area523 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area968 sqft (0.022 acres)
Garage TypeDetached
Garage Area441 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01718254
Street Address10191 RIDGELINE DR
CityMONTGOMERY VILLAGE
StateMD
Zip20886-3011
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR20
Legal DescriptionCLUBSIDE MONTG VILL
Legal SubdivisionCLUBSIDE MONTG VILL
Legal Block2
Legal Lot Number165
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2001
Census Tract700813

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9401 LINDEN AVE, BETHESDA, MD 20814-1604
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESPIRE MORTGAGE CORP
Nov 1, 2021Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 18, 2017Deed, Transfer · FHA Mortgage
NEW AMERICA FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleOct 18, 2017 · Amount on Record
Deed Book / Page64440 / 365
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10191 RIDGELINE DR, GAITHERSBURG, MD 20886-3011
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyPROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10191 RIDGELINE DR, GAITHERSBURG, MD 20886-3011

Mortgage

Document Number0622770091
DateMar 22, 2021
Book Page62277/91
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 1, 2046

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTGOMERY MD
Recording DateNov 1, 2021
Property Address10191 RIDGELINE DR, GAITHERSBURG, MD 20886-3011
Document Number0644400365
Book / Page64440 / 365
Map ReferenceMB 99 PL 11046
Instrument DateOct 8, 2021
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyCAPITOL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10191 RIDGELINE DR, GAITHERSBURG, MD 20886-3011

Mortgage

Document Number64440372
DateNov 1, 2021
Instrument64440/372
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateOct 18, 2017
Property Address10191 RIDGELINE DR, GAITHERSBURG, MD 20886-3011
Document Number0550940201
Book / Page55094 / 201
Map ReferenceMB99 PL11046
Instrument DateSep 29, 2017
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyFIRST TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10191 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3011

Mortgage

Document Number0055094208
DateOct 18, 2017
Instrument55094/208
Lender
NameNEW AMERICA FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,400 (+6.62%) Land $110,000 Building $177,400$287,400 (-) Land $110,000 Building $177,400
2025$3,539.00 (+26.08%)$269,567 (+15.25%)$287,400 (+22.87%) Land $110,000 Building $177,400
2023$233,900 (+4.06%) Land $100,000 Building $133,900$233,900 (-) Land $100,000 Building $133,900
2022$2,807.00$224,767$233,900 Land $100,000 Building $133,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ridgeline Dr

Nearby Streets

Search Property Records by Address or Parcel Number