10181 E Heritage Dr, Effingham, IL 62401 Property Records

Effingham County property record for 10181 E Heritage Dr, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1975
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2017)
Tax Bill	$1,643 (2022)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-07-014-036`

Property Details

APN / Parcel Number

Primary APN	`11-07-014-036`

Interior

Stories	1 Story
Building Area	1,200 sqft Base Area

Exterior

Year Built	Built 1975
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	10181 E HERITAGE DR
City	EFFINGHAM
State	IL
Zip	62401-4471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 HERITAGE ACRES 3328/5 3258/327 1763/88 1411/160 1062/14 599/97
Legal Lot Number	12
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4007
Census Tract	950200

Owner

Source: Effingham County records · APN 11-07-014-036

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10181 E HERITAGE DR, EFFINGHAM, IL 62401-4471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Nov 22, 2016 · Amount on Record
Deed Document Number	201701704021
Deed Book / Page	3328 / 005
Record Updated	Jun 07, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 18, 2017
Property Address	10181 E HERITAGE DR, EFFINGHAM, IL 62401-4471
Document Number	003328/005
Book / Page	3328 / 005
Map Reference	MB 9 PG 1
Instrument Date	Aug 17, 2017
Instrument	201701704021
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	AAA TITLE PROFESSIONALS INC, TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10181 E HERITAGE DR, EFFINGHAM, IL 62401-4471

Mortgage

Document Number	201701704022
Date	Aug 18, 2017
Instrument	201701704022

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,643.00 Homeowner's exemption	$41,740 Land $3,020 Building $38,720	$125,220 Land $9,060 Building $116,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.