Effingham County property record for 10165 E Heritage Dr, Effingham, IL 62401 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Year Built | Built 1974 |
| Square Footage | 1,117 sqft Base Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $656.00 (2024) |
| Primary APN | 11-07-014-037 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Building Area | 1,117 sqft Base Area |
| 1st Floor | 1,117 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame Construction |
| Lot Area | 15,682 sqft (0.36 acres) |
| Street Address | 10165 E HERITAGE DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4471 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 HERITAGE ACRES 3673/10 1006/15 958/123 |
| Legal Subdivision | HERITAGE ACRES SUBDIVISION |
| Legal Lot Number | 13 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 950200 |
Source: Effingham County records · APN 11-07-014-037
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14128 E LIBBIE LN, EFFINGHAM, IL 62401-7125 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage UNITED STATES OF AMERICA |
| Apr 05, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 09, 2020 | Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage USDA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 01, 2021 |
| Transfer Doc | 3673/10 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10165 E HERITAGE DR, EFFINGHAM, IL 62401-4471 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003801/13 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 3801/13 |
| Instrument | 202222003107 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Apr 05, 2021 |
| Property Address | 10165 E HERITAGE DR, EFFINGHAM, IL 62401-4471 |
| Document Number | 3673/10 |
| Book / Page | 3673 / 10 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 202121001596 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 300 SUR WOODS DR, EFFINGHAM, IL 62401-3113 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10165 E HERITAGE DR, EFFINGHAM, IL 62401-4471 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3540/77 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 3540/77 |
| Instrument | 202020001046 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Mar 02, 2053 |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $656.00 (-27.43%) | $31,210 (+19.3%) Land $3,600 Building $27,610 | $93,630 (+19.3%) Land $10,800 Building $82,830 |
| 2022 | $904.00 Homeowner's exemption Senior Citizen's exemption | $26,160 Land $3,020 Building $23,140 | $78,480 Land $9,060 Building $69,420 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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