10162 E Heritage Dr, Effingham, IL 62401 Property Records

Effingham County property record for 10162 E Heritage Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,270 sqft · built 1974
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (May 2019)
Tax Bill	$1,908 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-07-014-032`

Property Details

APN / Parcel Number

Primary APN	`11-07-014-032`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,270 sqft Base Area
1st Floor Area	1,270 sqft
Basement Area	28 sqft
Unfinished Basement	28 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10162 E HERITAGE DR
City	EFFINGHAM
State	IL
Zip	62401-4474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 HERITAGE ACRES 3465/211 3238/228 3184/41 3147/188 3116/46 2625/150 2453/48 2440/64 22884/1 2087/88 1562/234 1281/77 694
Legal Subdivision	HERITAGE ACRES SUBDIVISION
Legal Lot Number	8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4007
Census Tract	950200

Owner

Source: Effingham County records · APN 11-07-014-032

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10162 E HERITAGE DR, EFFINGHAM, IL 62401-4474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Sep 06, 2016
Deed Document Number	20191901715
Deed Book / Page	3465 / 211
Prior Transfer Date	Dec 15, 2006
Prior Transfer Doc	002284/001
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 16, 2019
Property Address	10162 E HERITAGE DR, EFFINGHAM, IL 62401-4474
Document Number	003465/211
Book / Page	3465 / 211
Map Reference	MB 9 PG 1
Instrument Date	May 15, 2019
Instrument	201901901715
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10162 E HERITAGE DR, EFFINGHAM, IL 62401-4474

Mortgage

Document Number	201901901716
Date	May 16, 2019
Instrument	201901901716

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,908.00 (+44.76%)	$41,650 (+19.34%) Land $3,580 Building $38,070	$124,950 (+19.34%) Land $10,740 Building $114,210
2022	$1,318.00 Homeowner's exemption	$34,900 Land $3,000 Building $31,900	$104,700 Land $9,000 Building $95,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 23 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.