1018 Western Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1018 Western Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 913 sqft · built 1924
Lot Size	0.156 acres (6,812 sqft)
Owner	Company Name on File
Last Sale	$1,000 (Dec 2020)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-132-006`

Property Details

APN / Parcel Number

Primary APN	`8913-35-132-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	913 sqft Living Area
1st Floor Area	913 sqft
Basement Area	913 sqft
Unfinished Basement	913 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,812 sqft (0.156 acres)
Lot Dimensions	131 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1018 WESTERN AVE
City	WATERLOO
State	IA
Zip	50702-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALTIMORE ADDITION LOT 4 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BALTIMORE ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1014
Census Tract	1100

Owner

1018 Western Ave is owned by a company that bought it in December 2020.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	943 SUNRISE BLVD, WATERLOO, IA 50701-4951
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK
Jan 30, 2020	Warranty Deed, Transfer
Dec 12, 2019	Warranty Deed, Foreclosure
Dec 5, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Prior Sale	Dec 5, 2020 · Amount on File
Deed Document Number	202010693
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	0000004060
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1018 WESTERN AVE, WATERLOO, IA 50702-3255
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300003651
Date	Aug 29, 2022
Instrument	202300003651

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	DIKE, IA 50624

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2047

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 30, 2020
Property Address	1018 WESTERN AVE, WATERLOO, IA 50702-3255
Document Number	202000013320
Instrument Date	Jan 6, 2020
Instrument	202000013320
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SUMMIT AVE, WATERLOO, IA 50701-2827

December 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 12, 2019
Property Address	1018 WESTERN AVE, WATERLOO, IA 50702-3255
Document Number	20202000010693
Instrument Date	Dec 10, 2019
Instrument	20202000010693
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

December 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 5, 2019
Property Address	1018 WESTERN AVE, WATERLOO, IA 50702-3255
Document Number	202000010286
Instrument Date	Nov 20, 2019
Instrument	202000010286
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 WOODWARD AVE, DETROIT, MI 48226-3408

Tax Assessment & Valuation

The 2025 property tax bill for 1018 Western Ave was $2,332, up 0.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00 (+0.52%)	$114,240 Land $16,560 Building $97,680	$114,240 Land $16,560 Building $97,680
2024	$2,320.00
2023		$106,920 (+23.71%) Land $16,560 Building $90,360	$106,920 Land $16,560 Building $90,360
2022	$1,898.00	$86,430 Land $16,560 Building $69,870
2021			$86,430 Land $16,560 Building $69,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1018 Western Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1018 Western Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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