Black Hawk County property record for 1007 Western Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 967 sqft · built 1910 |
| Lot Size | 0.162 acres (7,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,500 (Jul 2024) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-133-011 |
| Primary APN | 8913-35-133-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 967 sqft Living Area |
| 1st Floor Area | 967 sqft |
| Basement Area | 967 sqft |
| Finished Basement | 150 sqft |
| Unfinished Basement | 967 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,074 sqft (0.162 acres) |
| Lot Dimensions | 131 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1007 WESTERN AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BALTIMORE ADDITION LOT 9 BLK 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BALTIMORE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1100 |
1007 Western Ave is owned and occupied by an individual who bought it in July 2024.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 WESTERN AVE, WATERLOO, IA 50702-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on File |
| Deed Sale | Jul 8, 2024 · Amount on File |
| Prior Sale | Jun 7, 2010 · Amount on File |
| Deed Document Number | 202416949 |
| Prior Transfer Date | Jun 11, 2024 |
| Prior Transfer Doc | 0202416949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1007 WESTERN AVE, WATERLOO, IA 50702-3254 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1007 WESTERN AVE, WATERLOO, IA 50702-3254 |
| Document Number | 202300003827 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 202300003827 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
The 2025 property tax bill for 1007 Western Ave was $2,110 with a homeowner's exemption, up 1.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,110.00 (+1.83%) Homeowner's exemption | $114,290 Land $17,200 Building $97,090 | $114,290 Land $17,200 Building $97,090 |
| 2024 | $2,072.00 | ||
| 2023 | $105,780 (+21.36%) Land $17,200 Building $88,580 | $105,780 Land $17,200 Building $88,580 | |
| 2022 | $1,914.00 | $87,160 Land $17,200 Building $69,960 | |
| 2021 | $87,160 Land $17,200 Building $69,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1007 Western Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1007 Western Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, Verizon.
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