Black Hawk County property record for 1013 Western Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 969 sqft · built 1920 |
| Lot Size | 0.162 acres (7,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,000 (Aug 2019) |
| Tax Bill | $2,540 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-133-010 |
| Primary APN | 8913-35-133-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 969 sqft Living Area |
| 1st Floor Area | 969 sqft |
| Basement Area | 969 sqft |
| Unfinished Basement | 969 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,074 sqft (0.162 acres) |
| Lot Dimensions | 131 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 208 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1013 WESTERN AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BALTIMORE ADDITION LOT 8 BLK 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BALTIMORE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-133-010
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1013 WESTERN AVE, WATERLOO, IA 50702-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS STATE BANK |
| Oct 04, 2017 | Deed of Trust, Mortgage US BANK NA |
| Aug 19, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Mar 06, 2012 · Amount on Record |
| Deed Document Number | 2019202000003171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1013 WESTERN AVE, WATERLOO, IA 50702-3254 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000003173 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 202000003173 |
| Name | FARMERS STATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1013 WESTERN AVE, WATERLOO, IA 50702-3254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800005963 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 2018-00005963 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 19, 2019 |
| Property Address | 1013 WESTERN AVE, WATERLOO, IA 50702-3254 |
| Document Number | 202000003171 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 202000003171 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 WESTERN AVE, WATERLOO, IA 50702-3254 |
| Document Number | 202000003172 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 202000003172 |
| Name | FARMERS STATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,540.00 Homeowner's exemption | $137,920 (+8.34%) Land $17,200 Building $120,720 | $137,920 (+8.34%) Land $17,200 Building $120,720 |
| 2024 | $2,540.00 (+28.8%) | ||
| 2023 | $127,300 (+29.04%) Land $17,200 Building $110,100 | $127,300 (+29.04%) Land $17,200 Building $110,100 | |
| 2022 | $1,972.00 Homeowner's exemption | $98,650 Land $17,200 Building $81,450 | |
| 2021 | $98,650 Land $17,200 Building $81,450 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures