1018 Valley Ave, McHenry, IL 60051 Property Records

McHenry County property record for 1018 Valley Ave, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1995
Lot Size	0.234 acres (10,235 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Aug 1995)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-32-354-011`

Property Details

APN / Parcel Number

Primary APN	`10-32-354-011`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,064 sqft
Basement Area	1,624 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1995
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	10,235 sqft
Porch	Porch
Porch Area	16 sqft
Deck Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1018 VALLEY AVE
City	MCHENRY
State	IL
Zip	60051-8641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 95R035657 LTS 35 & 36 BLK 28 LILYMOOR SUB
Legal Range	09E
Legal Township	45N
Legal Section	32
Legal Subdivision	LILYMOOR
Legal Block	28
Legal Lot Number	35-36 36
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3010
Census Tract	870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 VALLEY AVE, MCHENRY, IL 60051-8641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 1995 · Amount on Record
Deed Sale	Aug 28, 1995 · Amount on Record
Prior Sale	Aug 28, 1995 · Amount on Record
Deed Document Number	95R-035657
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1018 VALLEY AVE, MCHENRY, IL 60051-8641
Document Number	0000017583
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1018 VALLEY AVE MCHENRY IL 600518641, MCHENRY, IL 60051-8641

Mortgage

Document Number	0000017583
Date	May 19, 2020
Instrument	17583

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$67,759 Land $7,800 Building $59,959	$203,277 Land $23,400 Building $179,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKEMOOR serves 2,720 people · EPA ID IL0970270
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20