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1003 Valley Ave, McHenry, IL 60051 Property Records

McHenry County property record for 1003 Valley Ave, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,070 sqft · built 1996
Lot Size0.111 acres (4,847 sqft)
OwnerIndividual Name on Record
Tax Bill$5,743 (2022)
Deeds & MortgagesJul 2022 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-32-355-008

Property Details

APN / Parcel Number

Primary APN10-32-355-008

Interior

Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,070 sqft Living Area
Gross Area2,684 sqft
1st Floor Area1,126 sqft
Basement Area698 sqft

Exterior

Year BuiltBuilt 1996
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area4,847 sqft
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1003 VALLEY AVE
CityMCHENRY
StateIL
Zip60051-8697
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0046640 LT 18 BLK 29 LILYMOOR SUB
Legal Range09E
Legal Township45N
Legal Section32
Legal SubdivisionLILYMOOR
Legal Block29
Legal Lot Number18
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3010
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1003 VALLEY AVE, MCHENRY, IL 60051-8697
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
GLOBAL EQUITY FINANCE INC
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
GLOBAL EQUITY FINANCE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2021
Deed SaleAug 25, 2021
Prior SaleJun 23, 2010
Deed Document Number2015R0036890
Prior Transfer DateOct 1, 2015
Prior Transfer Doc2015R0036890
Record UpdatedJun 7, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1003 VALLEY AVE, MCHENRY, IL 60051-8697
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanySTWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023522
DateJul 1, 2022
Instrument2022R0023522
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1003 VALLEY AVE, MCHENRY, IL 60051-8697
Transaction TypeMortgage
Record UpdatedJun 7, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041172
DateOct 6, 2020
Instrument2020R0041172
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
Address210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050
Interest
Rate4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$5,743.00 Homeowner's exemption$69,433 Land $3,937 Building $65,496$208,299 Land $11,811 Building $196,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimJul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKEMOOR
serves 2,720 people · EPA ID IL0970270
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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