1007 Valley Ave, McHenry, IL 60051 Property Records

McHenry County property record for 1007 Valley Ave, McHenry, IL 60051 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1999
Lot Size	0.249 acres (10,862 sqft)
Owner	Individual Name on File
Last Sale	$178,500 (Jan 2019)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-32-355-005`

Property Details

APN / Parcel Number

Primary APN	`10-32-355-005`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,144 sqft
Basement Area	1,690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	10,862 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1007 VALLEY AVE
City	MCHENRY
State	IL
Zip	60051-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0001759 LTS 11 & 12 BLK 29 LILYMOOR SUB
Legal Range	09E
Legal Township	45N
Legal Section	32
Legal Subdivision	LILYMOOR
Legal Block	29
Legal Lot Number	11-12 12
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3010
Census Tract	870702

Owner

Source: McHenry County records · APN 10-32-355-005

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1007 VALLEY AVE, MCHENRY, IL 60051-8697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Dec 07, 2012 · Amount on Record
Deed Document Number	2019R0001759
Record Updated	Jun 07, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1007 VALLEY AVE, MCHENRY, IL 60051-8697
Document Number	0000021080
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 VALLEY AVE MCHENRY IL 600518697, MCHENRY, IL 60051-8697

Mortgage

Document Number	0000021080
Date	Jun 12, 2020
Instrument	21080

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2035

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 18, 2019
Property Address	1007 VALLEY AVE, MCHENRY, IL 60051-8697
Document Number	0000001759
Instrument Date	Jan 18, 2019
Instrument	1759
Transaction Type	Transfer
Record Updated	Feb 07, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$267.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 VALLEY AVE MCHENRY IL 600518697, MCHENRY, IL 60051-8697

Mortgage

Document Number	1760
Date	Jan 18, 2019
Instrument	1760

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$75,657 Land $7,727 Building $67,930	$226,971 Land $23,181 Building $203,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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